celebpeek
  • Home
  • Bollywood
  • Hollywood
  • Lifestyle
  • Fashion
celebpeek
  • Music
  • Celebrity News
  • Events
  • TV & Streaming
Home » Salary
Tag:

Salary

What Ayushmann Khurrana Said About His 'Andhadhun' Salary Will Leave You Speechless! | Glamsham.com
Bollywood

What Ayushmann Khurrana Said About His ‘Andhadhun’ Salary Will Leave You Speechless! | Glamsham.com

by jummy84 October 31, 2025
written by jummy84

Skyrocketing film budgets have become a talking point in the film industry these days, and high remunerations to lead actors are cited by filmmakers as one of the major reasons for this. There are often reports that actors’ remunerations alone eat up 60 to 70 percent of a movie’s budget, leaving hardly any scope for other costs. However, Ayushmann Khurrana thinks he belongs to a different league altogether when it comes to charging fees.

In a recent interview with Komal Nahta on his YouTube channel, the Dream Girl star shared that he has always prioritized creativity and collaboration over monetary gain. When asked how many times he has raised his pay since starting his career over thirteen years ago, Ayushmann admitted that he does not keep track of such matters. “It has increased, of course. My management would know more about that. I genuinely have no idea,” he said. “I am a Punjabi man and very artistic by nature. I am the purest from inside. My right brain works more, the left side of the brain doesn’t work much,” he added with a laugh.

The National Award-winning actor also reminisced about an interesting incident while working with Sriram Raghavan for the 2018 thriller Andhadhun. Ayushmann had offered to work for a token amount of Re 1 before the film was released. “I told Sriram sir to pay me just Re 1. I just wanted to work with him,” he said. Fortunately, Andhadhun became a huge critical and box-office success, performing very well in India and overseas, including China. The actor got his dues later with the profits of the film, hinting at a backend deal model.

Such arrangements—where stars take a reduced upfront fee against a share of a film’s profits—are common among Bollywood megastars like Shah Rukh Khan, Salman Khan, and Aamir Khan, who often serve as co-producers on films. Ayushmann said he shares a similar philosophy, emphasizing teamwork and financial balance.

“For me, Saraswati comes before Laxmi. I am a producer-friendly actor. I never go all out while asking for my rate. My first priority is for the film to work. If the film earns well, then one should be paid more. Everyone has to come together and take this decision,” he explained.

Also Read: Get Ready for More Horror and Comedy! Ayushmann Khurrana Welcomes Aneet Padda to the MHCU Family

In fact, Ayushmann is continuously very grounded and focuses on telling good stories amidst an industry that largely runs on numbers rather than stories.

October 31, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Breakdown of His Earnings & Current Salary – Hollywood Life
Hollywood

A Breakdown of His Earnings & Current Salary – Hollywood Life

by jummy84 October 8, 2025
written by jummy84

Image Credit: Getty Images

Lebron James isn’t just one of the greatest basketball players of all time—he’s also one of the wealthiest athletes in history. From record-breaking NBA salaries to massive endorsement deals and smart investments, LeBron has built a fortune that reflects both his dominance on the court and his business acumen off it.

In June 2025, he exercised his player option, reportedly worth $52.6 million, to remain with the Lakers for the 2025-26 season, marking his eighth year in Los Angeles. He also raised eyebrows that October by teasing his “second decision,” though it was just a Hennessy advertisement. Nevertheless, many are curious about how much LeBron is worth now, how he earned his wealth, and what his salary looks like today.

Find out more below.

Is LeBron James Retiring From the NBA?

LeBron has not announced any plans to retire yet. However, according to ESPN, he was overheard in a viral video shared in June 2025 at a dinner in New York City saying that his wife, Savannah James, would like him to retire within the next year.

While LeBron continues to weigh his options, he remains under contract with the Lakers for the 2025-26 season.

LeBron James’ Net Worth in 2025

LeBron has an estimated net worth of $1.3 billion as of 2025, according to Forbes.

He officially became a billionaire in 2022, becoming the first active NBA player to reach that milestone. In a 2014 interview with GQ, LeBron shared his excitement about the possibility of hitting that mark, saying, “And if I happen to get it, if I happen to be a billion-dollar athlete—ho, hip hip hooray! Oh my God, I’m gonna be excited.”

Inside LeBron James’ Career Earnings & Annual Salaries

Over his NBA career, LeBron has earned more than $450 million in salary alone, including record annual salaries that peaked at over $47 million with the Lakers. He first signed a rookie deal worth about $13 million over three years with the Cleveland Cavaliers in 2003, before signing a $60 million extension in 2006.

LeBron’s earnings took a major leap when he joined the Miami Heat in 2010 on a six-year, $110 million deal. He returned to Cleveland in 2014 on a series of short-term max contracts, allowing him to benefit from rising salary caps and negotiate higher annual payouts. In 2018, he signed a four-year, $153 million contract with the Lakers, followed by a two-year, $97 million extension in 2022.

Off the court, LeBron’s endorsement deals with brands like Nike—where his lifetime contract alone is estimated to be worth over $1 billion—along with Beats by Dre, PepsiCo, and others, have been even more lucrative than his NBA paychecks.

LeBron James’ Kids

LeBron has three children with his wife, Savannah: Bronny, Bryce, and Zhuri. Bronny, born in 2004, was drafted 55th overall by the Lakers in 2024 and made history by joining his father on the court—participating in both the NBA and the Summer League—making them the first father-son duo in NBA history.

LOS ANGELES, CALIFORNIA - FEBRUARY 07: LeBron James #6 of the Los Angeles Lakers reacts with Bronny James after scoring to pass Kareem Abdul-Jabbar to become the NBA's all-time leading scorer, surpassing Abdul-Jabbar's career total of 38,387 points against the Oklahoma City Thunder at Crypto.com Arena on February 07, 2023 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Harry How/Getty Images)
(Photo by Harry How/Getty Images)

Bryce, born in 2007, currently plays high school basketball. Zhuri, born in 2014, is the youngest of the James children and has gained social media fame through her YouTube channel, “All Things Zhuri,” where she shares cooking and lifestyle videos. 

October 8, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Week In New York On A $103,693 Salary
Fashion

A Week In New York On A $103,693 Salary

by jummy84 September 29, 2025
written by jummy84

Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
Today: a social worker working who makes $103,693 per year and who spends some of her money this week on keeping her dog happy and occupied.

Occupation: Social worker
Industry: Healthcare
Age: 48
Location: New York
Salary: $103,694
Assets: Investment accounts: $384,373.19; Roth IRA: $215,057.49; annuities: 306,796.84; savings account: $1222.78. I also have a high yield savings account with about $700 in it. I currently pay into my work pension plan and have pension plans from my last two jobs
Debt: Mortgage: $185,624.18.
Paycheck Amount (Every Other Week): $2,575.76. Health insurance ($53.14), FSA ($77.00) and 403(b) ($$332.66) are taken out pre tax, every paycheck.
Pronouns: She/her
Monthly Expenses
Housing Costs:
I bought my apartment in March 2020. Yup, right at the beginning of COVID-19. When I signed the purchase agreement I was home sick myself, strangely not with COVID-19, despite having all the symptoms. A few days later NYC completely shut down. The building I was moving to paused all move-ins which is why I didn’t move in until June. The building I was living in allowed me to go month to month until I could move. I was able to put half down and got a great interest rate of 3.375%. Mortgage: $923.98; monthly maintenance fee (which includes $55 for cable/internet): $1,696.61; there is a current capital assessment of $363.80 which will end in October. ConEd: varies monthly to month. This month my bill is $124.42.
Loan Payments: Affirm for Peloton bike purchase (0% interest paid off within a year): $138.02.
Peloton All-Access Membership: $44
Netflix: $19.59
Spotify Premium: $11.99
Hulu: $18.99 (it’s automatically charged to my Amex, which then credits the full amount).
Cell Phone: $116.69
Dog Walker: $93.80 (weekly, for three walks per week).

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Yes: My maternal grandmother was the reason I went to college, though there wasn’t much discussion surrounding the topic. I was told I was going to college and that’s it. I have a Bachelor of Arts, Juris Doctor degree, and a Master of Social Work. All of it was paid for from the funds of my structured settlement.
Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
I don’t remember having many conversations about money. When I was a teenager, I learned that I was getting a certain amount per year or every three or four years (more on this later). My grandmother told me college would be paid for and explained how. I didn’t know the full details of the settlement until I was well into my 20s. My dad did take me to a financial advisor one year to start an investment account.
What was your first job and why did you get it?
My first job was at Wendy’s when I was in high school. I was expected to pay for my own car insurance.
Did you worry about money growing up?
I guess I never really thought about it when I was a kid. Neither of my parents went to college (mom was an LPN and dad worked in a factory), but I never wanted for anything.
Do you worry about money now?
All the time. It’s crazy when I actually look at the numbers. I feel like I’m somewhat ok. But I constantly worry there won’t be enough/it’s going to run out, etc.
At what age did you become financially responsible for yourself and do you have a financial safety net?
Probably when I got my first job at 16. In order to drive, I was expected to pay for my own insurance. After that, I’ve supported myself through work and funds from the structured settlement.
Do you or have you ever received passive or inherited income? If yes, please explain.
Yes: My mom was killed by a drunk driver when I was a child. He happened to be driving a company vehicle. My family successfully sued the company. The funds then went into a structured settlement and I received an annuity payment every four to five years up until I was in my late 30s. The annuity payments increased every year and the last one was the biggest. Also, as I mentioned above, before I started high school, my grandmother told me I was getting approximately $1,000 per month, which would last for four years and which would pay for my tuition (I went to a private school). After that, I would get a lump sum once a year for the four years I was in college, which would pay my college tuition. And then after that, I would get a lump sum payment every four of five years, which lasted until my late 30s.

Day One: Sunday

7:30 a.m. — My dog starts barking and it’s time for me to get up and take him out. Before we go out, I start coffee so I can have a cup when we come back in. We go for a short walk around the neighborhood and he does all his business. I feed him when we get back and then grab my coffee.

1 p.m. — I’m trying to have the laziest day possible, but my dog is having none of it. He brings me toys to throw and we do that for a while. I want to nap and/or work out but I don’t think either is going to happen today. I have a big week coming up and I’m really just trying to mentally prepare myself for that. I had breakfast earlier but I’m not really interested in any food right now.

5 p.m. — I am off from work today so I basically spend the whole day relaxing, playing with my dog, and trying to nap. I start to get hungry as we are out on a walk. Even though I have one more HelloFresh meal to make, I do not feel like cooking. Decide to order Chop’t for pick-up and walk over with the dog. I get a Santa Fe wrap and we head home. $17.94

6:30 p.m. — After I eat, I realize I don’t have anything to eat for breakfast for the week. Luckily, there is a Morton Williams across the street. I get yogurt (4 for $5), a Lean Cuisine, protein bars, jell-o vanilla chocolate swirl pudding (an impulse purchase), and two mini bags of Tate’s chocolate chip cookies. $25.24

9:30 p.m. — I start getting things ready for work tomorrow. I make sure my work bag is packed and I put some of the items I just bought into my lunch bag (which is really just a NYPL tote bag). I take the dog out one more time then get in the shower. After that I watch a Friends re-run before going to bed.

11 p.m. — I try to be in bed around 11 p.m. and tonight I am successful. I make sure the pup is settled and then it’s lights out. I scroll through a few podcasts and eventually end up on a Going West episode. Most of what I listen to is true crime. One of my friends does not understand how I can listen to true crime while I am trying to go to sleep. I don’t really have an answer for that!

Daily Total: $43.18

Day Two: Monday

6:30 a.m. — My alarm goes off. I hit snooze a few times then drag myself out of bed. I get dressed to take my dog outside. I grab some cash before we go out so I can buy some fruit from the fruit stand on the corner. I get a large box of strawberries, blueberries, and three pears. $7

7:30 a.m. — After the walk, I come back inside and get ready for work. I make sure the dog is fed and then proceed to get food together for the day. I pack breakfast (almost always yogurt, berries, and granola), which I will eat at work. I also throw in a protein bar, a stick of cheese, a pear, and leftovers from one of my HelloFresh meals. I head out the door to catch the bus to work. $2.90

8:15 a.m. — I have an appointment to see a rehab doctor first thing this morning. I was diagnosed with stage 1 breast cancer back in January. Since then, I’ve had surgery and completed four rounds of dose-dense chemo. I’ve had pain in my legs since my second round of chemo which was back in May. It hurts to walk and sometimes my legs feel weak when I stand. I also fell in my apartment back in May when my dog peed on the floor. I didn’t see it, slipped, and fell hard on my knee. I got x-rays the day after and nothing was broken but my knee continues to bother me. I pay my copay when I check in. The doctor tells me I likely have a bone bruise on my knee. He is going to prescribe an anti-inflammatory for my legs and refer me to physical therapy. $25

12 p.m. — The last part of my cancer treatment is radiation. I completed 15 of 20 treatments and this is my last week of treatment. My appointments are always around lunchtime so I head to radiation and prepare myself to wait. My appointments are only scheduled for 20 minutes but sometimes they are running so far behind that I’ve waited up to two hours for treatment. Once again, they are running late. After about an hour and half, they send me up to another floor. When I get up there, I’m taken back immediately. Everything is fine. The radiation hits one side and then moves to my other side. I am on the table with my eyes closed when I hear a loud bang. I think the ceiling is falling down! Staff runs in and it turns out it was something on the radiation machine that wasn’t secured but the machine still works. My other side then gets radiation and I’m done. As I’m getting ready to leave, I check the Crumbl app just for the hell of it. I see they have a pumpkin chocolate chip cookie. I decide I need this after the chaos at radiation. I order ahead and it’s ready when I get there. $5.94

7 p.m. — I open up Zoom for my appointment with my Psych NP. I’ve been seeing him since 2017 for anxiety and depression. We meet every three months or so for a check-in and medication refills. Typically, I would request reimbursement from my FSA for the fee but between copays and medical bills from my cancer diagnosis, that is long gone. I give him updates on my treatment and tell him that despite everything going on, I am doing relatively well. We also discuss the Cowboy Carter Tour. He tells me he was so close to Beyoncé he could touch her! $300

8 p.m. — The rest of my workday is super chill. I make some phone calls and eventually eat my leftovers. I am counting down until the end of the day. I work three 12-hour days and have to be back at work in 12 hours. I decide to take a Lyft home. I get home and immediately take my dog out for a walk. We come back inside, I feed him and we play fetch for awhile. He’s a little over a year old and has endless energy. I do not. I eventually shower and get into bed around 11 p.m. $23.05

Daily Total: $363.89

Day Three: Tuesday

7:30 a.m. — My alarm is just cruel at this point. I wake up and take the dog out. When we come back, I make coffee and feed him. I then get ready for work. When I am done, I get my food ready for the day. Once again it’s yogurt, granola, and berries for breakfast. I throw more of the same from yesterday (protein bar, cheese, a pear, and HelloFresh leftovers). I walk over to catch the bus for work. $2.90

10 a.m. — I got paid last week and decide I need a new T-shirt from Beyond Yoga. Their featherweight tee has some great colors right now and I order one in dark maroon. When I go to check out, I discover that healthcare workers get a 20% discount! I submit my credentials, which are quickly accepted, and place my order. Thanks Beyond Yoga! $51.20

10:30 a.m. — After the fun of buying new clothes, I get serious and check out my credit card statements. I have 3, 2 AmExes and one Chase United rewards card. I make all big purchases on my Chase card so I get the miles. I use one Amex mostly for Lyft and the other one for things like the vet and my NP. I try to pay all of them off each month. I pay half on the card linked to my Lyft account, which is more than usual due to two airport rides in July. The other half I will pay out of my next paycheck. I pay the balance due on the Chase. $283.19

12 p.m. — I walk over to my radiation appointment. Things are running much smoother today. I’m in and out within an hour. I usually make a coffee when I am there with a vanilla caramel cream pod but there’s none of those today. I am exhausted so I order a caramel macchiato from Starbucks ($6.83) and go to pick it up. I had money on my Starbucks card and pay for it from there. 

1:30 p.m. — After I pick up my Starbucks, I have a craving for empanadas from Sophie’s and it’s been a minute since I’ve been there. They have a three for $10 deal so I get two beef and one guava and cheese and I head back to the office. When I get back, I give one of the beef to my coworker. I also offer half of the guava and cheese but she declines. $13.37

5 p.m. — I’m still at work and ready to go home. I have the next three days off so I am holding on as much as I can. We end up getting a call to go see a patient in the community. It’s a location and person we know so we head out. We have to see the patient within a certain timeframe so we can take a Lyft which is linked to a corporate account. The visit ends up being quick as the person does not want to speak with us. My coworker and I head back to the office. I spend the rest of time writing notes and making phone calls. $14.39 (Expensed)

8 p.m. — Finally my day is over! I walk over to catch the bus home. Once I get home, I take the dog out for a walk. We play fetch again when we get back inside. I decide to do a puzzle on my iPad but I fall asleep on the couch while doing it. It’s 12:30 a.m. by the time I wake up so I gather myself, put the dog in his crate, and immediately get back into bed. $2.90

Daily Total: $353.56

Day Four: Wednesday

9 a.m. — On my off days, my dog is my alarm clock. He will start barking and will not stop until I am up. It’s rare he lets me sleep past 7:30 a.m. Today, it was 7:15 a.m. It’s ok though as he is going to doggie day care later. He usually goes once a week on one of my off days to give us a break from each other. On the walk over to day care, I stop at CVS (which is one of his favorite places) to pick up the prescriptions my NP refilled. After a short wait, I get the medications and walk him over to day care. $22.06

11:30 a.m. — I catch the bus to go to radiation. Only three more sessions! Today runs pretty smoothly and I am again in and out within the hour. I am starting to get hungry but don’t want anything big. There is a market near the bus stop that has a really good tuna pasta salad. I go in and get a small container. I then get on the bus and head home. $12.04

5 p.m. — When I get home from radiation my plan is to nap, do a load of laundry, and work out. I end up falling asleep on the couch around 3 p.m. I sleep for a solid two hours. When I get up, I put on workout clothes and gather up the dog’s blankets to wash. He is potty trained and there are potty pads for him but he continues to pee in his crate or on his bed when he is mad. Luckily, I have laundry in my building. I go downstairs and put the blankets in the wash. When I come back upstairs, I get on my Peloton and do a five-minute warmup, a 30-minute class, and a five-minute cool down. After I am done, I run downstairs and put the laundry in the dryer. $4.25

7:15 p.m. — I walk over to pick up my dog from day care. I try to leave him there for as long as I can so he can run out all his energy. He’s a staff favorite there. They bring him out and he gets a treat before we leave. He doesn’t want to walk when we leave so I pick him up and carry him the rest of the way. He tries to play a little when we get home and I don’t understand how he’s not exhausted. Eventually he gives up and is knocked out. Once he falls I sleep I doomscroll, play Candy Crush, and watch reruns of the OG Law & Order before I go to bed around 11 p.m. 

Daily Total: $38.35

Day Five: Thursday

11 a.m. — I am up again around 7:30 a.m. I take the dog for a walk and we relax until it’s time for me to leave for radiation. Around 11 a.m., I get a text letting me know that T-mobile debited my account for my cell phone bill. After this, I get ready to leave and am out the door around 11:30 a.m. to catch the bus to treatment. 

1:30 p.m — It’s a miracle! Today I am in and out of radiation in 30 minutes. I see my doctor after treatment and this is the first week that I am actually on time for my appointment. He tells me that my scans look great. He also tells me what to expect of the next few weeks which can include skin peeling and continued darkening of the skin. I head to Trader Joe’s after I leave my appointment. I buy coffee (the most important thing!), more yogurt, milk, protein bars, granola, bread, a mini pumpkin spice sheet cake, and some other items. I am a sucker for Trader Joe’s pumpkin items. I hope the pumpkin biscotti are back soon. $52.53

2 p.m. — After I leave Trader Joe’s I walk down to PetCo to pick up a few cans of wet food that I mix with my dog’s dried food. I look at some treats and toys but just get the food. When I leave, I walk over to the bus stop to head home. When I get home, I put all the groceries away and make a HelloFresh meal. I eat and spend time with the dog before I get ready for the Liberty game. $5.86

5:45 p.m. — My friend and I did a partial season ticket plan for the Liberty this year. The games are so fun and the crowd is always amazing. I also secretly want to be a Timeless Torch. They’re playing the Sky tonight and although I am cheering for the Liberty, I am looking forward to seeing Angel Reese play. I get down to Barclay’s and meet my friend and we head in. $2.90

6:50 p.m. — Once we are inside we stop for snacks and drinks before going to our seats. I got popcorn the last game I went to and it was so good. I want to get it again but I decide to get a High Noon Black Cherry as an early celebration for my last day of radiation, which is tomorrow. My friend gets a hot dog. We then head to our seats and settle in for the game. $17

9:15 p.m. — The game did not go how I expected and the Liberty lost. My friend wanted to go to Chick-fil-A after, so we walk over there. I’m hungry too and decide to get a five-piece nugget and an order of fries ($6.14). A lot of folks from the game are there so it’s super busy. I need to eat my food before I go home otherwise it will be cold. Luckily there’s an open table so we sit down and I eat my food. After we are done, I get on the train to head home ($2.90). $9.04

Daily Total: $87.33

Day Six: Friday

10:30 a.m. — I get an email from the dog walking company letting me know my account has been debited for this week’s walks. It’s $5 more this week because one of the walks is on Saturday. Because I work 12 hours, he gets walked on the days I work each week. He seems to be anxious on the days I am not there. I have come home to ripped up potty pads, poop on his bed, and general gremlin things. He seems to be getting better but still continues to chew on things, with his current obsession being the cable wire. 

11:30 a.m. — I get the bus to the clinic for my last day of radiation and last day of treatment overall! It almost feels surreal. The last seven months of my life have been consumed by this. It’s been quite the journey but I made it. There’s not a long wait today and I go back pretty quickly. After it’s over, I thank the radiation techs for all they’ve done and for taking such good care of me. They wished me the best and said not to come back. When I am done, I go over to the bell to take a selfie. A kind woman in the waiting room offers to take some photos for me. I end up ringing the bell and she records it. The people in the waiting room clap for me and offer congratulations. It’s very overwhelming. $2.90 

1:30 p.m. — I decide to take myself out for a celebratory lunch. I go to this café that I’ve wanted to try and order a glass of rosé and a pizza with burrata and truffle oil. It’s delicious. I take my time there and read a little bit of the book I have with me. Eventually, I leave and start walking home. On the way, I pass one of my favorite wine bars which has $7 wines for happy hour. It’s such a beautiful day so I stop there for a glass of rosé which turns into two. I sit there for a while and end up finishing my book. I am slightly tipsy when I leave and I walk home. $68.61

5:30 p.m. — I take the dog out when I get home. We play for a while. I exchange some voice messages with one of my BFFs. I get hungry again around 7:30 p.m. so I make steak tacos which is one of my HelloFresh meals. I eat dinner and clean up. I have to work tomorrow so I am settling in for the night and biding my time until 20/20. I only make it a half hour before I fall asleep on the couch. 

10:30 p.m. — The dog wakes me up so he can get off the couch. He then brings me a toy to throw for him. I am so tired and just can’t do it. I drift back off until he brings me another toy and starts barking. This goes on until I decide it’s actually time for bed. I put on my pajamas, put him in his gated area and crawl into bed.

Daily Total: $71.51

Day Seven: Saturday

6:15 a.m. — My alarm goes off and I hit snooze as per usual. I am absolutely exhausted but drag myself out of bed. I take out the dog. When we come back in, I get ready for work. Somehow I get myself together to pack my breakfast and snacks for the day.

7:30 a.m. — I order a Lyft to get to work. I typically take one when I work on the weekend as my usual bus doesn’t start running until a little later. I could take the local bus, but I always worry I’m going to be late if I take it. $21.98

8:45 a.m. — I get to work and see we have an appointment first thing this morning. I am very familiar with this patient and the building they live in. We end up taking a Lyft to the appointment. The appointment is productive and we devise a follow-up plan. $17.60 (Expensed)

12:30 p.m. — We have another appointment this afternoon. The individual is within walking distance so my coworker and I walk over to meet them. We spend some time walking around the neighborhood and talking to her. She was very thankful and grateful for our time today.

2 p.m. — We get back to the office and I start writing notes from the interactions I had today. While working on those, I get a call from another patient who needs assistance. I talk with them and their sibling and give them ideas and instructions on what they should do next.

6:30 p.m. — I get a call from one of my colleagues letting me know they are now meeting with the patient I spoke to on the phone earlier. I provide my colleague details of my interaction with the patient earlier. They are being evaluated and my colleague will update me when she can.

7:30 p.m. — I start working on my sign-out for the person who will be working tomorrow. It’s something we do each night so the person working the next day can see what was done and what, if anything needs a follow-up. After that is finished, I start gathering my belongings to leave for the night.

8 p.m. — My workday is over! I walk to the bus to head home. I take the dog out when I get home. We play for a while but I am tired. I am in bed by 11:30 p.m. and hope the pup will let me sleep in tomorrow. $2.90

Daily Total: $24.88

Conclusion
“As I was typing in things, I thought to myself, ‘This is a lot,’ but I don’t know that I’d necessarily change things moving forward. Some of my expenses this week were not things that I typically spend money on. I considered my lunch and wine stop a special occasion since I finished treatment.”

Money Diaries are meant to reflect an individual’s experience and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.

The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day. For more Money Diaries, click here.

We’ve updated our Money Diaries submission process: You can now submit your Money Diary via our online form or by sending us a bit of information about you and your financial situation to [email protected]. We pay $150 for each published diary. Apologies but we’re not able to reply to every email.

Prior to submitting your Money Diary, please read and consider Refinery29’s Terms of Use and Privacy Policy. Submission of your Money Diary does not guarantee publication by Refinery29. Should your Money Diary be selected for publication, Refinery29 may, in its sole discretion, elect to pay you a fee, subject to such further terms and conditions as Refinery29 may deem necessary. Money Diaries that are not published are not entitled to receive any payment. Refinery29 will not remove Money Diaries once published. By submitting your Money Diary to Refinery29, you agree to abide and be bound by the applicable Terms of Use and Privacy Policy linked above. All submissions need to be original to the author (i.e., no AI contributions).

Have questions about how to submit or our publishing process? Read our Money Diaries FAQ doc here or email us here.

Like what you see? How about some more R29 goodness, right here?

A Week In New Jersey On A $150,000 Salary

A Week In Raleigh, NC On A $115,195 Salary

A Week In Central Wisconsin On $110,800

September 29, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Week In New Jersey On A $150,000 Salary
Fashion

A Week In New Jersey On A $150,000 Salary

by jummy84 September 23, 2025
written by jummy84

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Yes, the expectation was that I would get a bachelor’s degree. There were never any discussions of what I would do after high school except go to college. My parents saved to send me to any four-year college without loans. I decided to go to a school that was paid 90% by academic scholarship and I worked as an RA to cover housing and dining with the agreement that the money could be used instead for a graduate degree (which I have yet to get). I think the total cost of my education was around $10,000 per year on average which they covered.

Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
We never really discussed money growing up besides the importance of having an emergency fund. We never discussed 401(k)s, bonds, investments, etc. I took a personal finance elective in college and found it to be incredibly useful for teaching the basics (It’s crazy that this isn’t required, even as a business major).

What was your first job and why did you get it?
My first official paycheck job was as a camp counselor where I started working the summer before my junior year of high school. It was more for spending money/something to do over the summers than having to help with bills. I did end up saving most of this money which was nice to have in college.

Did you worry about money growing up?
I grew up in an extremely upper-class neighborhood, and while my parents made enough to qualify us as upper-middle class, it wasn’t nearly as much as everyone I went to school with. They were determined to pay for college for my sister and me so we had less “fun money” — no international vacations or soda with dinner. I appreciate this now: starting off life without student loans was a huge step up because I was able to rent an apartment and save money right after college on a very low salary, but I didn’t understand that when I was growing up.

Do you worry about money now?
Yes. I’ve been laid off twice in the past three years. I work in tech and do not trust the stability of my career choice. I need to work on rebuilding my safety net after being unemployed and preparing for the next time.

At what age did you become financially responsible for yourself and do you have a financial safety net?
I’m not completely financially independent now, even though I could be. My parents are not heavily involved in my life and never were, so they show love through financial support. My parents have always paid for my phone and I know they would help with rent if I need it. I have been responsible for all other costs since graduating college.

Do you or have you ever received passive or inherited income? If yes, please explain.
I don’t know the exact amount, but I’ve probably received around $15,000 dollars across graduations, various birthdays, and my parents feeling bad I was let go. In terms of inheritance, I will receive a significant amount of money (probably 7 figures) once my parents pass but I don’t have access to any of that money now.

September 23, 2025 0 comments
0 FacebookTwitterPinterestEmail
Jimmy Kimmel’s Salary: How Much Money ABC Pays Him
Hollywood

Jimmy Kimmel’s Salary: How Much Money ABC Pays Him

by jummy84 September 22, 2025
written by jummy84

Learn more about late-night host Jimmy Kimmel’s ABC paycheck and details about his brief suspension.

September 22, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Week In Raleigh, NC On A $115,195 Salary
Fashion

A Week In Raleigh, NC On A $115,195 Salary

by jummy84 September 20, 2025
written by jummy84

Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
Today: a senior analyst who makes $115,195 per year and who spends some of her money this week on more than a hundred dollar’s worth of sunscreen (and it was totally worth it!).

Editor’s Note: This is a follow-up diary. You can read the original diary here. Prices converted from EUR to USD via Google. Conversion rates correct at time of writing.

Occupation: Senior analyst
Industry: Health Insurance
Age: 31
Location: Raleigh, NC
Salary: $115,195 and a $16,089.34 bonus
Joint Income/Financial Setup: I moved in with my boyfriend last year, but I wouldn’t say we are a real “household” yet, because we do not share any accounts, so I prefer to list my salary only. Every month, I pay half the mortgage and utilities to him. All bills are in his name.
Assets: Checking: $5,597.95; checking opened for a bonus: $5,057.02; travel checking: $1,000.00; savings: $20,415.40; HYSA: $91,722.56; CD: $39,794.67; traditional IRA: $9,981.05; Roth IRA: $73,747.52; 401(k): $178,575.06; HSA: $2,000.08; HSA invested: $27,502.99; Venmo: $90.46.
Debt: $0
Paycheck Amount (Every 2 Weeks): Gross: $4,430.60; take home: $2,564.36.
Pronouns: she/her
Monthly Expenses
Housing Costs:
Rent: $745.46. (my half). My boyfriend owns a two-bed, 2.5-bath townhome.
Loan Payments: $0
401(k): $1,595.02. Company matches 5%.
HSA: $216.66. Company contributes $1,000. I earn $700 for activities.
Health/Dental/Vision Insurance: $126.48
HYSA: $2051.48. Depends on deductions for donations.
Electric, Water/Sewage, Gas: ~$125 (my half).
Internet: $45 (my half).
Cell: $30.94
Netflix: $8.59
New York Times: $4.30. It jumped to $21.50 and I wanted to cancel, but they gave me a one-year promo.
PBS NC: $10
iCloud: $2.99
ZOLEO (Satellite Messenger): $4 to suspend. This month, I’ll use the $50 unlimited plan.
Compost: $24
Gym: $84. This month, I’ll pay $0 because I froze it.
Annual Expenses
Chase Sapphire Reserve: $550. Debating downgrading before the new eye-watering $795 annual fee.
Duolingo: $129 (split six ways).
Spotify: $40 (my sixth of a family plan).
Pottery Studio Membership: $100
Produce Box Membership: $25
Gaia GPS: $60. Comes with a subscription to Outside magazine, which I actually love reading.

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Absolutely. My mom has a master’s and MBA. My dad has a PhD and MBA. They started investing in a 529 when I was in elementary school, and it paid for my expensive Ivy League college. I also completed an online master’s in statistics through my state school, which my company reimbursed me $2,984 for (about a fifth of the cost).
Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
As I’ve grown older, we’re having more conversations about money. My maternal grandfather passed last year and it unearthed a lot of trauma on my mom’s side. My mom has been the one caring for my grandparents, both financially and in terms of managing their medical appointments, shopping for groceries, and even ordering an electric stair lift after my grandma had a fall. It was incredibly painful watching my aunts call my mom selfish for wanting to stop life-prolonging measures for my grandpa, something his care team advocated for, too. I spent many nights trying to comfort him as he choked on mucus, translating to Chinese whatever the nurses were doing to him, just in case he could hear. Now that grandpa has passed, the sisterly conversations have turned towards who will manage and pay for my grandma’s care.
What was your first job and why did you get it?
I was a peer tutor in sixth grade, making $1.50 an hour. It kickstarted a side job in peer tutoring, and I’ve logged more than 1000 hours since then.
Did you worry about money growing up?
Yes, during the Great Recession. My mom lost her job and had to accept a much lower-paying position. My dad also lost his job and moved to Maryland for two years for a new job. Their family business (in an industry unrelated to their day jobs) was in trouble. My dad started the family business to support his younger brothers, and my mom was roped in to do accounting and taxes. It was so stressful for them. I remember crying under the covers during their shouting matches at night, wondering if I was the thing trapping them together.
Do you worry about money now?
No, but I am more conscious than ever about how I spend it. Federal funding cuts hit a lot of things I care about, and donating makes me feel less powerless. I started an annual budget line item for charity and will budget $12,000 this year, mostly for California wildfire relief, Hurricane Helene recovery, and food banks. I also pick an environmental organization every month. Last month was the Mojave Desert Land Trust because Outside featured their conservation work for desert tortoises. My company matched $1,040. I’m investigating a donor-advised fund.
At what age did you become financially responsible for yourself and do you have a financial safety net?
At 26, when I got off my mom’s health insurance and got a job with benefits. I’d previously worked jobs without benefits, and I need health insurance to cover my expensive medication for an autoimmune disease. I know I can rely on my parents, but watching them stress over my grandparents made me want them to rely on me too.
Do you or have you ever received passive or inherited income? If yes, please explain.
Yes. My parents paid for college. My mom also sent me $650 a month to cover rent when I was an unpaid research assistant and later, a full-time master’s student. Shortly after my grandpa passed, my grandma gave me $600 cash and two carefully handwritten notes, one in English and one in Chinese. She said it was a future wedding gift from her and grandpa. I cried.

Day One: Wednesday 

8:16 a.m. — I wake up to a demanding cat on my chest. My boyfriend L. and I have two cats, Fat Cat and Skinny Cat. Their automated feeders release kibble at 8 a.m., but Fat Cat horks his portion down in seconds and then tries to wheedle more out of us. I go downstairs and the cats follow, claws click-clicking on the LVP (luxury vinyl plank) we had installed last week. The new floor was an $8,000 splurge, but worth it. Fat Cat had urinary issues last year and we could never get the cat pee smell out of the carpet. I pull a banneton basket of sourdough out of the fridge and it jiggles obligingly. It’s ready to bake, so I put a Dutch oven in the oven to preheat.

9 a.m. — Breakfast is cereal and onboarding a new analyst. When I walk her through my OneNote of decoding corporate acronym soup and accessing databases, she says “This is great!”, so I love her already.

9:45 a.m. — Gotta run to physical therapy! The sourdough goes in a sling of parchment paper, and then into the smoking hot Dutch oven. I slash it with a lamé, spritz it with water, and chuck everything in the oven. I inform L. that he’s in charge of the bread while I’m gone. He looks panicked, hahaha!

10:15 a.m. — This is my last appointment before I backpack the Alta Via 1, a 78-mile high route in the Dolomites. I started PT recently when I noticed knee pain during barbell squats. My PT says it’s IT band issues and has prescribed exercises, which I confess to not doing as regularly as I should. The exercises have helped, but I’m still worried. I just did a four-day, 54-mile “training” trip in the Great Smoky Mountains National Park and had to start taking ibuprofen on day two. The Alta Via 1 is both longer and steeper. (No co-pay on this appointment because I already hit my out-of-pocket max.)

11 a.m. — Back home and it smells like fresh bread. L. did a great job supervising! This loaf is tall and has a lovely, crackly crisp crust. Lunch is piping hot sourdough with salted butter.

11:15 a.m. — I get added to an impromptu work meeting, which runs long. Oof. Nothing is packed and I still have analyses due before I leave tonight. L. pokes his head in and nervously asks if he can help me pack? Or help me do anything? I tell him to fetch me bread. We feed the cats their wet food, which involves a quick zap in the microwave to make Fat Cat’s prescription food extra stinky so he will eat it. I crumble up a Cosequin chew on top of Fat Cat’s food, because not only does he have a special bladder, he has special hips.

1:30 p.m. — Off to FedEx to pick up printed maps and elevation profiles, which I’ve plotted myself. $6.18

2 p.m. — Back at work. I finish my portion of an analysis and wait for final review by another analyst. The rest of my afternoon is toggling between Teams messages with my coworker, and various packing spreadsheets. Spreadsheets rule! The last thing I pack is the sourdough.

6:15 p.m. — I do a final gear check, inject my medication, and bid the cats “Bye kitties, be good.” L. drops me at the airport and tells me to be good and come home in one piece. The lack of real food catches up to me, so I buy a Santa Fe chicken sandwich, which comes with melty sauce and heaps of avocado. I stuff the side of BBQ chips into the lid of my Osprey Kyte 46L pack. I also save the sandwich bag and napkins. Maybe I can compost them? $15.03

7:50 p.m. — Board the flight to IAD. My final destination is London, where I’ll meet two college friends with whom I’ll backpack the Alta Via 1.

10:33 p.m. — My next gate is crammed. I’m in the last group and have to shove my pack under the seat in front of me (please survive, BBQ chips). For the rest of the flight, I catch fragrant whiffs of fresh bread whenever I open my pack.

Daily Total: $21.21

Day Two: Thursday

11 a.m. — Welp. Didn’t sleep much. Dinner was cheesy lasagne and red wine, two irresponsible choices considering I have neither lactose nor alcohol tolerance. Good news, I took lactase. Bad news, it was a two-lactase problem. The flight attendant hands me a breakfast sandwich, which I smush alongside the BBQ chips in my pack lid. As I wait for my checked bag, I try to activate my eSIM. It doesn’t work, but I have offline maps.

11:30 a.m. — I take the tube to my friend S.’ flat. Our other friend K. picks me up at the station, and helps sleep-deprived me navigate S.’ confusing apartment complex. S. is out running errands, so I take a nap on her bed.

3 p.m. — S. is back! I hug her and then it’s straight back to bed. Me napping on S.’ bed was a regular occurrence in college, so she’s used to it.

4:30 p.m. — Ok, awake now. I unpack and proudly show S. how I’ve brought her the absolute best of America: sunflower seed butter, extra cheesy Cheez-Its, vegetable Better Than Bouillon, my sourdough, and two bowls that L. made in our pottery studio. One of the bowls cracked in transit! I text L. and he promises only bigger, better bowls to come. S. has composting, so I dispose of my sandwich bag and napkins. I also dig out the slightly crushed BBQ chips and airplane sandwich, which I absentmindedly eat while we discuss dinner plans. It’s unseasonably hot in London, and we should go out.

6 p.m. — K. wants Indian, so we go to Keep Chaating. We order pani puri with shots of mint and tamarind juice, chili paneer, dal tadka (lentil curry), hariyali sabzi (veggie curry), and veggie samosas. I’d like another round of pani puri, but I’m annoyingly full of airplane sandwich. We split the check. $34.84

7 p.m. — S. and I go watch My Neighbor Totoro at the theater while K. has to work. The play is super cute! I love the puppetry, especially the baby Totoro. S. bought tickets, so I cover drinks. Most people are getting ice cream as their intermission snack, but my recent dairy misadventures make me skip it. $6.20

9:30 p.m. — The play finishes and we take the tube home. I don’t see any charges when I tap to pay. Is the tube blessing me today?

10:30 p.m. — S. and I are home. I shower and love trying S.’ shampoo (strawberry) and body wash (tea tree and tingly). S. and K. get front row seats to me doing PT and painfully rolling out knots with a lacrosse ball. K. takes the futon while S. and I snuggle up in her double bed. Just kidding, it’s too hot to snuggle.

Daily Total: $41.04

Day Three: Friday

6:18 a.m. — I’m… Awake? I blink through a fog of jet lag and hear K. rustle to the bathroom. I have to go right after and am treated to a warm seat on this chilly morning. We left the patio door open, and poor K. says she slept cold. I’m glad I got to snuggle S. last night. I get back in bed and fall asleep again immediately.

8:30 a.m. — We’re all (varying states of) awake. S. takes out homemade granola and plain yogurt, while K. cuts strawberries, nectarines, and bananas. I toast some of my sourdough in S.’ silly long toaster (fits my bread perfectly), then butter it and sprinkle flaky Maldon salt on top. We eat quietly, occasionally resting our chins on each other’s shoulders or communicating through sleepy hums. No talk. Only eat. My phone buzzes and I see a charge for yesterday’s Tube rides. $22.45

10 a.m. — It’s still 4 a.m. to me, but K. and S. need coffee. The sun is shining and I am sneezing. Allergies?! I pop a Zyrtec from the tiny baggie of pills in my purse (does everyone have one of these?). S. steers us to her favorite café, where I order a flat white with oat milk. She has work, so K. and I split up to explore. $5.17

11 a.m. — First stop, Vodafone. Turns out my prepaid eSIM is from Vodafone Netherlands, so there’s nothing Vodafone UK can do. I get an eSIM for the next three days in London. The cheapest option is 75GB! $16.53

12 p.m. — Next stop, Boots. I pick up my sunscreen order: two 150mL tubes of La Roche-Posay Face & Body Hydrating Milk SPF50+, a 200mL Riemann P20 for Kids SPF50+, and a 50mL La Roche-Posay Invisible Fluid SPF50+. Europe has better UV filters and I want the absolute best sun protection on the trail. $106.46

12:30 p.m. — I return to the café and S. is still working. I get a canelé with pistachio cream and blueberries. We pick at the canelé (deliciously caramelized with a custardy center) while discussing jobs. I work insurance; she does machine learning and just got a big tech offer. We are not the same. K. texts that she’s hungry. I want to make dense bean salad, so we walk home. $5.44

1 p.m. — We buy cucumbers, mini mozz balls, chickpeas, and cannellini beans at Waitrose. S. pays. The cannellini beans are from a fancy brand and S. swears there’s nothing like bean juice straight from the jar. K. declines, but I take a swig. It’s beany, salty, and quite refreshing during this heatwave! S. and I finish the bean juice. K. is aghast. Lunch is bean salad and sourdough. Only a third of the loaf is left; it’s cute that K. and S. worried we wouldn’t finish the bread before leaving for Italy.

3 p.m. — K. has to start work, so I take another nap. My friends don’t call me “number one sleeper” for nothing.

7 p.m. — Wow, absolutely crushing it with these naps. K. wants to eat out. S. suggests we visit Battersea to watch the sunset along the Thames. K. has to bring her work laptop, and I’m more than happy to hot-spot her off my 75GB of data. We go to Roti King and order a Malaysian feast: chicken and mutton roti canai, char kuey teow (wok-fried rice noodles with shrimp), kangkung belacan (crunchy stems and silky leaves of water spinach stir-fried with shrimp paste), and two iced teh tarik (tea with condensed milk) for S. and me. $26.33

9 p.m. — It’s a beautiful summer evening, so we take a digestive stroll by the Thames. S. and I stop for gelato. I get a scoop of olive oil (surprisingly fruity) and a scoop of strawberry (supremely summery) and take my third(?!) lactase today. S. gets a modest single scoop of pistachio. K. tries all three and declares olive oil is the best. S. leads us back to the Thames so we can watch the Battersea Power Station light up at night. Thanks for sharing this view with us, S.! $7.30

12 a.m. — Wow, we’re back late! I’m at 30,000 steps and my knees feel great. All the walking must be retraining my desk-bound body to work properly. We take turns showering. I do PT. I offer K. the bed because she slept cold last night, but she declines. S. stole the blankets last time they slept together. Today’s tube totals $7.70. $7.70

Daily Total: $197.38

Day Four: Saturday

9:30 a.m. — Somehow, both S. and I slept through our alarms. It’s poor sleepless K. who wakes us up, having slept poorly again. Today is our final day in London, and it’s also the hottest (high of 85F). I put on a linen dress and an old holey cover-up I can’t bear to throw away. It was a gift from a student I’d tutored, when I took mental health leave from college.

10:30 a.m. — We take the tube to the West End, which is surprisingly quiet. K. notes that London must not get up as early as NYC does. It’s a peaceful walk to our brunch spot, Fallow. S. and I order croissant royales, while K. gets a black pudding Benedict. We also order cappuccinos and split blueberry lemon cake, which is the highlight of the meal. Time for another digestive stroll! We split. $40.01

12 p.m. — We walk through an alley of artsy bookstores which ends with, of all things, a Chipotle. Trafalgar Square is fenced off for a Canada Day concert (the songs feature cowboys and blue jeans). S. and K. want to pick out trail books, so we stop at Waterstones. I pick up I Want to Die but I Want to Eat Tteokbokki, and it reminds me of a younger, struggling me. I put it back down. It won’t be good trail reading. S. purchases Convenience Store Woman. K. doesn’t find anything interesting, so we head to St James Park. I see someone with a double ice cream cone (oooh) and also a bunch of enormous pelicans surrounded by too-close tourists (oooh nooo). We take the requisite selfie at Kensington Palace, and the heat and humidity make us look *dewy*. S. leads us onwards to the air-conditioned Fortnum & Mason store. Uh oh. Fortnum & Mason are famous for their teas, and I promised L. that I wouldn’t shop for tea because we have 50+ teas already.

1:30 p.m. — Ok, I’m shopping. I ogle the tinned teas and jewel-like marzipan fruits, but it’s a pear and yuzu marmalade that catches my eye. I text L. that it won a coveted Double Gold — the highest accolade at the 20th annual Dalemain Marmalade Awards (there are marmalade awards?) and so, really, it’s a must-buy. K. wants to do afternoon tea, but Fortnum & Mason’s tea parlor is too crowded. $11.35

2:30 p.m. — We’re back on the street and pass the Ritz. K. says they turned her away at afternoon tea last year due to the dress code. Skip! There’s also the Wolseley, which has a promising cream tea option. K. ushers us in and pushes me forward to speak to the suited maître d’ because I’m “in a nice dress.” Sweat trickles down my ass. I feel decidedly unposh. The maître d’ says cream tea is 3 p.m. and shoos us out. Another hot, humid half hour of window-shopping drags by.

2:58 p.m. — Back at the Wolseley. By the time we’re at the front of the line, it’s perfectly 3 p.m. I smile at the maître d’. He leads us to a blissfully cool table by the bar and an Italian-accented waiter comes to take our orders. The waiter has a hard time understanding us. Come to think of it, our brunch waiter had trouble, too. I text L. if he thinks I’m softspoken, and he responds that if I have an outdoor voice, he hasn’t heard it. Also, he agrees the marmalade was a must-buy. Also, he’s proud I didn’t buy any “dead plant leaves” (tea). Cream tea arrives and it’s three hefty scones apiece, with little pots of clotted cream and strawberry jam. I bite into a scone. Surprise! It’s raisins! The UK is obsessed with dried fruit in desserts. S. was smart and ordered plain scones. We also get iced teas: black for S., elderflower chamomile for me, and green tea with lime and mint for K. The group votes K.’s tea is best. $30.85

4 p.m. — The final scone looks at me with its raisin eyes. I’m full, but feel the urge to clean my plate. I take a bite, then stop. I’m practicing not eating food that doesn’t make me feel good (key word, practicing). S. and I are done being publicly sweaty and take the tube home. K. goes thrifting. S.’ flat is sweltering, so we open the windows and flatten ourselves on the floor like lizards. I call Vodafone support to try and fix my original eSIM. They ask if I’ve tried turning my phone on and off, then repeating the activation process. It works, and I feel dumb.

5 p.m. — K. returns home without having thrifted anything, and we’re off to Waitrose again. K. buys romaine, cucumber, orange bell pepper, cherry tomatoes, and gummy worms (for snacks, not salad). Dinner is a simple affair. The rest of the evening is spent rotating who is showering, who is packing, and who is having quality phone time on the floor. S. uses the last of my sourdough to make a triple decker sandwich with chunky peanut butter and banana slices for tomorrow.

10 p.m. — The sun has set, but it’s still hot. I do PT. I try to sleep, but keep anxiously checking if it’s time to leave yet. S. has to leave at 2 a.m., while K. and I leave at the more reasonable 4 a.m. Today’s tube totals $7.70. $7.70

Daily Total: $89.91

Day Five: Sunday

3:30 a.m. — I can’t lay still anymore and just get up. K. has dark circles and hasn’t slept at all. Apparently, S. and I both snore. Yikes! I feel awful. Once on the tube, I catch up on our friends’ Wednesday waffles. I’m so thankful for this tradition of weekly video updates. It’s helped us support each other through things like family illness and job loss. Tube is $7.70. $7.70

5:45 a.m. — I check a bag with hiking poles (my pair and L.’s pair, which K. will borrow), my sunscreens, and items for the three days in Venice post-trail. My Priority Pass gets us into a lounge, and K. zooms off to coffee. She returns with a latte and a plate of sausage, eggs, tomatoes, beans, and mushrooms. I get coffee, too. There are no non-dairy options, so I’m popping lactase before it’s even 6 a.m.

7 a.m. — We board a bus that drives out on the tarmac to our plane. The teen boys next to us are talking about jumping off cruise ships. Cool cool. We board, and cabin crew walks down the aisle, spraying a sanitizing mist. They also hand out breakfast oat bars, which I stuff into my pack lid.

10:30 a.m. — Hello Venice! It’s 94F and the airport is just lines of sweaty people. At passport control. At baggage claim. At the bathrooms… Ah, it’s S.! She’s been waiting for us and finished her triple decker sandwich hours ago. Sorry, S.! I withdraw €500 ($593.62) cash.

11 a.m. — I buy round-trip bus tickets for us to enter Venice, so I can store luggage at my hotel and we can get lunch. It’s baking hot and the bus A/C struggles to whisper warm air over us. We trek over bridges and through narrow alleys, finally arriving at the hotel. K. and I shift items between my roller bag and our packs, before the receptionist takes my roller bag to storage. I want to stay forever in the hotel A/C, but we still need lunch. $21.16

12 p.m. — Lunch is focaccia sandwiches, each the size of a phonebook. Mine is grilled eggplant, zucchini, squash, and potato with lots of fresh tomato, bell pepper, arugula, and shaved Grana Padano, all dressed in olive oil with generous shakes of salt. We eat on a shaded bench and I watch K. and S. swap their sandwiches back and forth, with K. dictating when to swap. K. and S. go off in search of coffee, but return with bemused expressions, holding small paper cups of slightly cold milk and espresso. Their “iced lattes” were shaken with ice and served with one cube of ice each. We Americans like ice. I apply La Roche-Posay sunscreen and then pass it to K., who is already red, whether from the heat or sunburn, we can’t tell. $9.40

12 p.m. — I also buy a 1.5L water bottle. The cap doesn’t twist completely off, which makes recycling easier. $0.33

2:20 p.m. — Back at the airport, where we will catch the first of three buses. Two older gentlemen spot our packs and strike up a conversation with S. and me. They’re also hiking the Alta Via 1! K. shrinks from the small talk; our friends once voted S. and I “most chatty” and K. “least chatty.” The bus arrives and we wrap up the convo. K. has paid for the tickets, and I start a Splid to track group expenses. Oh no, we have the worst seats! The sun blasts us from the left and warm air puffs weakly from the vents. An overhead display helpfully informs us it’s 36C (97F) outside. We try to rig the curtain shut, and K. borrows my hat to cover herself from the sun. My sunscreened legs slick against K.’s to my left and S.’ to my right. Picturesque olive groves scroll by the window, but all I know is hothothot. $35.67

4:18 p.m. — Somehow I fell asleep? We’re climbing now. Old mills crumble from the mountain sides and a milky turquoise river twists past white rock beaches to our right. Dense forests have replaced the olive groves. The bus stops and people get off, freeing up seats on the shady side. K., S., and I take a row each, with two air vents apiece. Hooray!

5 p.m. — We arrive in Cortina d’Ampezzo. The houses look German with their mahogany timbers, each window framed by shutters and a little planter of blooming flowers. The landscape is all glacier-cut peaks circling little green valleys. We’re at 4000ft and it’s cooled to 28C (83F), but the sun remains merciless. Our next bus also has poor AC, but at least we get seats on the shady side.

5:40 p.m. — We arrive in Dobbiaco/Toblach and purchase tickets for a third bus (with AC!), which drops us in Ferrara/Schmieden. Places here have both Italian and German names, as this area once belonged to the Austro-Hungarian Empire. Tonight’s agriturismo belongs to a German family that has worked the land since the 1200s. $7.64

6:18 p.m. — Our bus drops us at a small church and we hike up the hill to our farm stay. A friendly calico farm cat greets us, fluffy tail curled high in invitation, and I excitedly text L. a picture. I use my Duolingo Italian to say hello and check-in, but our host switches easily to English. We have a two-room triple with en-suite bath and private balcony. Everybody scrubs today’s sweat off and we kick back on the balcony with the rest of our sandwiches. The evening smells like sweet dew. Together, we watch enrosadira, when the setting sun paints the mountains pink and red.

9 p.m. — Hiker midnight! K. gets the small private room with a single bed while S. and I share a bed. I do PT. I hope everybody gets some much-needed rest before hiking starts tomorrow.

Daily Total: $81.90

Day Six: Monday

3:30 a.m. — I get up to pee and see stars! The mountain we watched at sunset now has a flaming heart with a cross on it. I’ve no idea what it means, but take a moment to watch the flames flicker in the cool night before slipping back under the covers.

5 a.m. — K.’s sunrise alarm goes off. It’s still grey outside, so back to snoozing…

5:30 a.m. — There’s movement in the room and I wake up. The sunrise has made the mountains glow pink and gold. We try to take photos, but they don’t do the scene justice. It’s cold, so I curl back up in bed, close my eyes, and…

7 a.m. — My alarm goes off. K. and S. are already up and I quickly join them. Can’t miss farm breakfast! We head downstairs to a cozy room with wooden tables covered in checkered tablecloths. On our table are a plate of thin-sliced speck, ham, and cheese, a dish with curls of homemade butter that look like tiny beehives, two pots of homemade strawberry and apricot jam, and a jar of golden honey from the farm bees. Our host takes our drink order (tre cappuccini, per favore) and drops off fresh-baked kaiser rolls and thick slices of brown bread. K. and I line up for homemade yogurt and muesli and I ask how she slept. She frowns. Ok, no more questions from me. S. pays our room and board, $58.71 each. $58.71

9:30 a.m. — We’re back at the bus stop, where the local bus will take us to the trailhead at Lago di Braies. Today’s outfit is what L. dubs “sun safe alien”: broad-brimmed purple hat, white sun hoody, fingerless sun gloves, and red surf shorts. On my feet are spandex gaiters with blue glitter ghost faces (most of the glitter is gone now), thin wool socks, and orange trail runners. My trusty Suunto MC-2 compass hangs from my neck, and I pat-check that today’s map and elevation profile is in my pocket.

9:30 a.m. — A bus crammed with hikers passes by. Hey wait! That’s our bus! Thirty minutes pass and the next bus is nowhere in sight. The Italian grandma next to us looks grim, and I really start worrying. A bus finally arrives at 10:25 a.m., but it’s going the opposite direction. I try to speak with the driver in Italian and grandma tries to speak to him in German (oops, she’s a German grandma). He says our bus is “coming” and shrugs. I decide we should ride this bus back to the start of the line, then take it all the way back to the trailhead. We pass full bus stops on the way back to Dobbiaco and I feel vindicated. $10.58

11:10 a.m. — Finally at the lake! It’s 88F and sunburns are everywhere. La Roche-Posay, I’m counting on you or else my legs are barbecue. K. and S. need the bathroom, so I dispense €2 to them, then go to soak my hat in the lake’s cool teal waters. We take a bunch of photos, and K. and I collectively egg S. into buying a souvenir hat. $2.33

12 p.m. — Today is six miles, 3300’ gain, 930’ loss. The initial 1.5mi is flat and easy as we circle the lake. We pass a gate and spot our first cows, a cattle cuddle puddle dozing in the sun. The faint trail climbs through forest, up loose scree, and then disappears entirely. Something’s wrong. I scan the landscape and realize we’re off trail, no matter what the GPS says. Recent rockfalls must’ve buried the original trail and we have to scree surf a couple hundred feet to get on the new trail.

12:30 p.m. — This climb is the hardest I’ve ever done. I think that on every climb, but this time I swear it’s true. We’re at 5000’ and will climb 3000’ in the next 2.5 miles. The air is thin and the sun is strong (every 1000’ in elevation means 4% more UV). Muscle memory from all my Stairmaster sessions kicks in. I shorten my steps, syncing them to deep breaths through my nose. S. is ahead of me (swear she’s part mountain goat), but K. is lagging. Maybe I should take some of K.’s stuff? I don’t have the usual heavy tent, but I’ve still got 20 lbs and all our shared gear (water filtration system, guidebooks and maps, satellite messenger). I take a water break and watch K. hydrate, too.

1 p.m. — I catch up to S., who is snacking in the shade. Good idea. I’m in the middle of licking chocolate off a wrapper when K. catches up. She’s really struggling. Her water’s mostly gone and she says she “can’t cool down.” I give her 0.5L of my water and mix electrolyte with the rest. K. tries some of the electrolyte cocktail and pulls a face at the “mango” flavor, but I encourage her to drink up because caffeine and salt will help. We refuel, rehydrate, and re-sunscreen.

2 p.m. — It’s a scramble now, so I stow my hiking poles. The scree path disappears under rockfalls, and it becomes a choose-your-own-adventure. S. hikes up a narrow false trail and hits a dead end. I can’t scramble up to help because then we’ll both be stuck, so I just anxiously watch her slide down the sharp rocks. K. also stops, ready to catch S. if she slips. She makes it down, but cuts her legs. We get some relief from the sharp rocks and blazing sun as the trail enters alpine forest. Conifers shade the trail and blooming pink alpenrose reminds me of the rhododendrons back home (they’re related!). The meadows burst with wildflowers: yellow poppies, white bladder campion that looks like tiny hot air balloons (they’re pea-flavored, if my botany is correct), and purple dragonmouth. The meadows end and it’s scree again. I check my elevation profile and tell everyone there’s another 300’ to climb. K. groans. S. just nods.

3 p.m. — No more scree now, just karstified rock ledges with steel cables bolted in them. I grab the cables with both hands, navigating up narrow footholds in the rock, some just inches wide. We reach the top of the pass at last! Forcella Sora Forno (“fork above the oven”) is marked by a small chapel, complete with small Jesus figurine. Thick clouds roll across the valley below. I double check the elevation and cheerfully announce it’s all downhill from here! We stop briefly at the primitive Rifugio Biella, where K. and S. brave the stinky squat toilets.

5:15 p.m. — We’re finally done hiking! We’d been seeing cow pies, hearing cow bells, and smelling cow smells and knew Rifugio Munt de Sennes was close. I change into clean Tevas for inside the rifugio, and evaluate how I feel. My knees barely ached as we descended, and my feet are blister free! Our private triple is simple, but clean. S. showers first to clean her scrapes, then K. goes (she looks like she really needs it). I don’t have enough time to shower before dinner, so I go downstairs and order a homemade alpine flower cordial while waiting for dinner. So hungry. The cows outside look mighty tasty.

6 p.m. — Dinner is hearty Tyrolean cuisine. S. and I get speck dumplings with cabbage and caraway seed salad. K. orders crescent-shaped ravioli stuffed with spinach and potato. We shovel down dinner and immediately start discussing dessert. We’d ordered two desserts: apple and raisin strudel with whipped cream, and kaiserschmarn with lingonberry jam and powdered sugar. K. and S. finish their beers and I gleefully “garbage disposal” (eat) the last of the kaiserschmarn mountain.

7 p.m. — Done eating and my turn to shower! I’m quick and have just enough hot water to also scrub my clothes in the sink. K. calls her partner, but a thunderstorm rolls in and all signal is lost. I send satellite messages to L. and my mom, letting them know I’m safe. The rain starts pouring in sheets, sending the cows running for cover. The view from our window reminds us of Pride and Prejudice, when Darcy walks through misty meadows to Elizabeth. Just with more cow bell.

Daily Total: $71.62

Day Seven: Tuesday

6:30 a.m. — Sun’s up and so am I! My laundry is still damp, so I hang it on the clothesline outside. But where’s the underwear I washed? Aha! I’d forgotten it on the shower rod last night. I’ve never had to keep track of laundry on trail before.

7 a.m. — Breakfast is farm goodies round two. A fascinating egg boiler bubbles next to a tray of farm eggs so fresh they still have feathers and chicken poop. I select an egg, drop it in a small metal basket, and place it in the boiler. See you in seven, egg! Everything is buffet style: a station with whole milk yogurt, muesli, dried fruit, nuts; a tower of jam-stuffed croissants and seeded buns still warm from the oven; shaved meats and cheeses. I have multiple courses, with a cappuccino and lactase, then go pay our bill. Room and board, yesterday’s dinner, drinks, and three sack lunches for today totals €269.50 ($104.44 each) and they only accept cash. $104.44

8:45 a.m. — My laundry’s dried in the powerful sun, so I stuff it in my pack. We almost start hiking before I remember we need to get our first hut stamp! The guidebook says if you collect stamps at each hut and present them to the Belluno tourist office, you’ll get a special surprise for completing the Alta Via 1. The hut hosts stamp some scratch paper for us, and warn us to hike fast if we want to avoid the usual afternoon storms. Today is 7.7 miles, 2000’ up, then 2500’ down.

10 a.m. — We stop at Rifugio Sennes to refill water (and dunk our hats) at their outdoor fountain fashioned from metal and roughhewn wood. Water isn’t always free or available on trail, so it’s a good idea to fill up. The hiking is easy, albeit intensely sunny, as we follow a gravel road through grassy meadows dotted with cows. We make great time to Rifugio Fodara Vedla. K. and S. share a cappuccino while I use their bathroom. No cappuccino for me, because I only have 32 precious lactase pills. It’s €3.50 cash. A group hikes up and orders cappuccinos, which they enjoy with cigarettes. Ah, they’re Italian. $4.08

12 p.m. — We start the steep descent. I zigzag back and forth across the broad concrete road; the mini switchbacks help take pressure off the knees. Rifugio Pederu lies at the bottom of the valley. It’s right by the road and swarming with day visitors, so we walk a bit further to a pump station by the stream. K. and S. need the bathroom, so I dispense another €2. I peel off my footwear and dunk my legs in the icy stream. Ahhhhh. Time for some more electrolytes, but it’s clumped in the tube! I pour some water in and shake it. K. and S. return shortly, laughing that they could see me shaking away from across the meadow. We open our lunches and discover the quintessential hiker meal: a ciabatta sandwich with shaved speck, cheese, and thick slabs of pickle, a crisp Pink Lady apple, and a Big Corny bar. I dump the electrolyte slurry in my bottle and we sample it. Not bad. The pink grapefruit is better than yesterday’s mango. $2.33

1 p.m. — Back on trail. It’s a steep 1000’ up over the next mile. We space out in our usual order: light-footed S. up ahead, me plodding in the middle, and K. bringing up the rear. Spikes of tiny pink orchids and clusters of deep blue gentian dot the sides of the trail. I watch mountain bikers on e-bikes zip up the road next to us. L. has wanted an e-bike forever and you know what? I want one, too. We pause for a group pic at the plateau at the top. It’s a funny spectrum of clothes. I’m “sun-safe alien” in long sleeves and long pants. S. also has long sleeves, but paired with turquoise running shorts that showcase her scraped legs. K. is in a tank top and shorts. Her shoulders look red and I pull out the sunscreen. Every bit we use lightens my load.

1:30 p.m. — The terrain has flattened out, but it’s still challenging. I’d maxed out my 4.5L water capacity at lunch. I’ve had 1L and so has K., but that still leaves 5.5lb of water sloshing around every time I clamber over a boulder. The trail starts turning and I check my compass. Our new heading is due west. This tells me we’re no more than 1.5 miles from Rifugio Fanes, our home tonight.

2 p.m. — Uh oh! Looks like we didn’t hike fast enough. Rain starts pelting down, and everyone rushes to pull rain covers over packs and stuff sticky arms in rain jackets. The rain is cold, which would be refreshing if it weren’t so hard. S. tucks her hands in her pockets and looks like a penitent. K. is too hot for a rain jacket and gets soaked. The storm passes quickly and the plat plat of rain is replaced by cowbells, which means we’re close to the rifugio!

3 p.m. — We check in. We have a large private room for five (it was all they had available when booking in January). I grab my stuff and run to the showers. But first, time for what S. calls “having a movement” (pooping). I feel ethereally light afterwards. Ok, shower time. I open the door to the showers and see a man shaving. Oh no. I must’ve run into the men’s showers earlier. And left my stuff there. I check the sign on the door, which is a confusing woodcut of a vaguely androgynous person dancing in suds. I pace back and forth until shaving man exits and, after recovering from the surprise of running into me again, confirms the coast is clear. I skitter in, grab my stuff, and run to the women’s showers. The water runs hot and cold and I need to push the tap every 30 seconds to keep it flowing. But wow. So good. I shampoo, shave, and scrub off. I wash today’s hiking clothes.

5 p.m. — It’s too early for dinner, so we go on a walk through the meadow outside the rifugio, cross a stream, and visit the neighboring Rifugio Lavarella. Without a pack, I easily hop from rock to rock, over cow pies and wildflower clusters. K. and S. order beers at Lavarella, which doubles as the highest brewery in Europe. We sit outside watching marmots waddle between the many hidden entrances to their underground den. The conversation drifts to spirit animals, and I can’t remember what we’d decided mine was. Maybe a cat? My leg itches and I discover I have been savagely bitten many times over. Can my spirit animal be a mosquito fish?

6:27 p.m. — Back at Fanes, ready to eat. We strategically divvy up our orders so we can try everything. For primi, K. and S. get mushroom risotto (crunchy, is this traditional?) and I get creamy chicken and zucchini pasta (perfectly al dente). We vote pasta was best. For secondi, we all select schnitzel over the vegetarian “grilled cheese”. Schnitzel is pork loin in brown gravy, with sauerkraut and rosemary potato wedges. My pork is double the size of K.’s and K. finds the sauerkraut mushy, so we swap. A plate full of melted cheese passes by — must be the “grilled cheese.” Each table also has insalata of shredded cabbage, carrots, iceberg lettuce, cucumber, and tomato with vinaigrette dressing. When dessert comes, K. snatches my plate for a photo. Hey, that’s my apple cake! I say something, but K. waves it away, saying she just wants a pic. Maybe the hiker hunger is making me sensitive, but that felt rude. S. offers me some of her blueberry panna cotta with chocolate crumbles.

8 p.m. — S. and I go outside to check laundry and it’s still damp. The sun has set, so we move it to the indoor clotheslines. We stop by the front desk to collect hut stamps and settle up. I’d already paid for our room and board prior to the trip (373.50€ = $410.37), so it’s just three sack lunches for tomorrow and the two glasses of cabernet sauvignon and a red currant cordial from dinner (40.80€, so $16.01 each). $16.01

8 p.m. — S. encourages me to try on the rifugio merch. I find a ball cap that fits my giant head. This will be great because my current hat’s brim catches on the stuffed-with-snacks lid of my pack. It’s €18 cash. $20.97

9 p.m. — I review my guidebook and maps. Tomorrow is a big 9.4-mile day with 3800’ of gain and 3800’ of loss. We’ll hike through old WWI frontlines and war tunnels, where more men were lost to the harsh winter environment than direct combat. I do my nightly PT, roll out, and then text with L. over Wi-Fi. He sympathizes with my being delayed a whole minute in eating dessert — in retrospect, rather silly of me. I close my eyes, but sleep eludes me.

Daily Total: $147.83

The Breakdown

Weekly Total $$ Spent: $650.89
Food & Drink: $208.26
Entertainment: $6.18
Home & Health: $106.46
Clothes & Beauty $20.97
Transportation $120.60
Other $188.42

Conclusion:
“This was a high-spend week, and it doesn’t even include all the things I’d prepaid like flight tickets, rifugio room and board, and other random items for the trip. I tracked my expenses for the entire trip because I wanted to know how extravagant it was and it came out to $2,932.55, although I probably missed a couple of cash-only transactions for snacks or gelato. Lower than expected, but I think that’s because I was able to split stuff with friends. I’d previously written a money diary about my Iceland trip in 2023, which also featured backpacking with the same friends. One of my big takeaways was to let others take over more of the trip planning, and I’m glad I did that this time, especially because this trip was many fold more complicated.”

Money Diaries are meant to reflect an individual’s experience and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.

The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day. For more Money Diaries, click here.

We’ve updated our Money Diaries submission process: You can now submit your Money Diary via our online form or by sending us a bit of information about you and your financial situation to [email protected]. We pay $150 for each published diary. Apologies but we’re not able to reply to every email.

Prior to submitting your Money Diary, please read and consider Refinery29’s Terms of Use and Privacy Policy. Submission of your Money Diary does not guarantee publication by Refinery29. Should your Money Diary be selected for publication, Refinery29 may, in its sole discretion, elect to pay you a fee, subject to such further terms and conditions as Refinery29 may deem necessary. Money Diaries that are not published are not entitled to receive any payment. Refinery29 will not remove Money Diaries once published. By submitting your Money Diary to Refinery29, you agree to abide and be bound by the applicable Terms of Use and Privacy Policy linked above. All submissions need to be original to the author (i.e., no AI contributions).

Have questions about how to submit or our publishing process? Read our Money Diaries FAQ doc here or email us here.

Like what you see? How about some more R29 goodness, right here?

A Week In The New York Tri-State Area On $192,250

A Week In New York On A $125,000 Salary

A Week In Victoria, Canada On $130,264

September 20, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Week In Northern Virginia (DC Metro Area) On A $130,000 Salary
Fashion

A Week In Northern Virginia (DC Metro Area) On A $130,000 Salary

by jummy84 September 18, 2025
written by jummy84

Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
Today: a service operations manager who makes $130,000 a year and who spends some of her money this week on meds to freeze her eggs (which was a huge and emotional purchase).

Occupation: Service operations manager
Industry: Life Sciences
Age: 38
Location: Northern Virginia (DC metro area)
Salary: $130,000 and up to 10% bonus
Assets: Brokerage account: $46,209.28; Roth IRA: $28,665.91; traditional IRA: $61,371.93; HYSA: $88,925.68; 401(k): $110,442.80; employer-issued stock: $7,294.08; HSA $16,110.56; cash in bank account: $10,365.47.
Debt: Student loans: $15,752.39 (for MBA student loans) and $2,620 on car payments.
Paycheck Amount (biweekly): $3,120.51
Pronouns: She/her
Monthly Expenses
Housing Costs:
$2,467.50 for a one-bedroom apartment.
Loan Payments: Student loans: $230 for MBA student loans and ~$300 on car payments.
Trash: $15
Sewer: ~$15
HVAC: ~$25
Water: ~$10
Parking: $125 
Electricity: $34-$38
Internet: $49.99
Prime Student Membership: $7.49 (I share this with my family).
iCloud Storage: $0.99
Apple Music: $10.99
Hulu: $10.99
Phone, NYTimes, Netflix: Covered by my family.
Car Loan: $318 (quarterly).
High Rewards Credit Card: $395 (annually).

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Yes, education was very important to both of my parents, especially my father who is an immigrant and came to the US to study in the 1970s. He credits his education for giving him a new life. I grew up in a small and rural town, where most people had blue collar jobs that have since vanished, so I knew that if I wanted to achieve something, I would have to leave the area and education was the medium to do so. After sending my sister to a private college, my parents realized the expense was not worth it and strongly advocated for my brother and I to go to state schools, which we both did. I received a small amount of scholarship money ($1,500), took out Perkins and Stafford loans, and my parents covered the rest, including room and board. When I decided to go back to school to get my MBA, I called my parents and asked for money. They had always promised financial support and assistance, should I go back to school. They paid for approximately half of my full-time MBA program at a top-tier university. To this day, I’m the only person in my immediate or extended family to have a graduate degree. Their investment in me opened the door to my new life. I am forever grateful to them.
Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
My mother always thought it was taboo and distasteful to discuss money, so I did not learn anything about investing, saving, or budgeting. My mom did explain that she took out college loans and that I would have to as well. It was not until I began dating my ex-husband that I learned about 401(k)s, investing, and how to truly be smart with your money.
What was your first job and why did you get it?
I began working at 16 at a small independent movie theater in my hometown. It was a dream first job and still my favorite, although my current role is a close second. And yes, I did get to see free movies when I worked at the theater.
Did you worry about money growing up?
Yes, a lot. As a child I remember my mom saying my father could not sleep since there were a lot of bills to pay. Once I was in high school, I learned that my parents had been carrying a substantial amount of credit card debt when I was growing up (~$30,000). I always knew we did not go without per se, but that we also did not do things that other normal families did, like back-to-school shopping, annual beach vacations, etc.
Do you worry about money now?
Yes, and far too much IMO. Since leaving a horrible, toxic relationship that evolved into a brief and unhappy marriage, I always worry what could happen if I end up in financial trouble and if I lost the freedom I worked so hard to garner.  I check my 401(k), IRA, brokerage and savings accounts almost daily. I worry that I will never have enough to satisfy all my needs, wants, and to build the solidly upper-middle class lifestyle that I want, including having a family, owning a home, and so on.
At what age did you become financially responsible for yourself and do you have a financial safety net?
After I graduated college, I served in the Peace Corps, but once I returned I lived at home while I searched for a job. I became  financially responsible for myself when I started working for the federal government at age 26.
Do you or have you ever received passive or inherited income? If yes, please explain.
Yes. As I mentioned, my parents gave me $30,000 each year during my two-year full-time MBA program. They also covered my living expenses. Two years ago they gave my siblings and I each $15,000. I put mine towards my car loans.

Day One: Monday

7 a.m. — Wake-up at 7 a.m. when I’ve taken the day off, why??? Try and go back to sleep, but end up scrolling the web.

9 a.m. — Eat a smoothie bowl for breakfast and a double iced almond milk latte I make at home. Scroll the web and then, as always, putz around the house (aka my junior one-bedroom apartment) and pick up and clean here and there while listening to music.

1:57 p.m. — Call a specialty pharmacy to get egg freezing meds delivered. Give them my credit card number and it will be $6,200. I remind them of my employer family planning benefit program and get $200 off. Not a huge savings, IMO. $6,000

2:20 p.m. — Message family planning benefit company. Having mixed feelings about upcoming egg freezing. I am saddened about having to do it, anxiety ridden over paying for it, and happy to be able to have the financial resources to do it.

3:05 p.m. — Head out for a brief run and decide a swim would have been better. Find 12 cents while out running though. When I was a kid, I used to walk around my small town and pick up loose change that was on the ground. I would put it in my penny bank and take the coins to the bank once the bank was full. As an adult, I still do the same thing.

3:35 p.m. — Head home from my run to jump in the pool quickly and return back to my apartment to get ready. I put on a Faherty dress that is a tad too short, but a favorite of mine.

4:59 p.m. — Head into DC to meet a friend for happy hour. We miss happy hour and decide to do dinner instead (the bill is $116 and an 18% tip). Totally not worth it IMO. But we spend the time venting about our mutual friend and both get a bit of reprieve. We also notice the small groups of armed military that are now walking the streets of the Wharf and both mutter WTF. $138

8:05 p.m. — We discuss my friend’s upcoming travel plans to Spain and I tell her I am headed to Chile and Argentina to backpack through Patagonia over the holidays. I am so pumped.

Daily Total: $6138

Day Two: Tuesday

6:55 a.m. — Wake up and do normal skincare and makeup routine: True Botanicals and Saint Jane serum, Kosas concealer, RMS eyeshadow, Iris & Romeo tinted moisturizer, Westman Atelier blush, and Trader Joe’s Daily Facial Sunscreen. Throw on a Donna Karan dress and Rothy’s flats.

9 a.m. — Arrive at work and drink a Trader Joe’s almond butter smoothie for breakfast with a spoonful of chia seeds I add myself.

4:10 p.m. — Research Metro fees to figure out exactly how much I need on my card. I use Metro Planner and add $8 to my Metro card via Apple Pay. $8

5 p.m. — Drive home, park the car in the garage, and head straight to the metro to get to Georgetown. On my way there, I remember attending this same exact event six years ago in Atlanta. I was stuck in a horrible relationship, where my partner would put me down constantly. I wanted to go back to school so badly and get out of a career I was hating. I just felt so stuck and lacked self-worth. Eventually I just pushed myself to apply and had so much doubt the whole time, but I did it and I made it. The new me definitely feels proud of all that I accomplished and just wants to hug the old me.

7:30 p.m. — The panel begins. Participants ask questions on why the other panelists and I got our MBAs and what value it had on our careers. I give them my token answer: “Its the best decision I ever made,” and it’s the truth. A panelist pulls me aside at the end and asks how switching from the public to private sector was. I tell them how potential employers loved hearing about me serving in the Peace Corps and working for non-profits before I pivoted. So rewarding to be mentoring others.

9:04 p.m. — Buy kombucha at Whole Foods for dinner. Strawberry Glow forever. $4.09

10:25 p.m. — Back at home and look at credit card spending analysis. See travel and groceries as top two spending categories and ponder more ways to save on groceries.

Daily Total: $12.09

Day Three: Wednesday

6 a.m. — How am I awake?? And it’s dark out?

7 a.m. — Drag myself out of bed. Do normal skincare and makeup routine. Put on Mother balloon pants and put on my old Free People mules from 2017.

10:15 a.m. — At work and I am starving so I look at coupon app and begin to grocery plan. See berries are on sale and my favorite cold brew with a purchase of creamer.

12:05 p.m. — Think about grabbing coffee; opt not to and take a rainy walk outside.

12:45 p.m. — Spend some lunch time scrolling the net looking at DTC brands like Lake, Mejuri, and Halfdays. Don’t have that kind of money atm.

4 p.m. — At the dentist for a filling. Not happy about it at all. Growing up, my parents did not have dental insurance, so all dental and orthodontic work had to be paid for. Whenever my siblings or I ever got a cavity, our mother would be very, very upset due to the additional out-of-pocket cost. Now as an adult, I have the same mentality and anytime I hear I have a cavity, it just ruins my day. Pay copay of $28.20 on my debit card to avoid 3% transaction fee. $28.20

6:23 p.m. — Hit Peloton at the gym in my apartment building.

7:08 p.m. — Head to Wegmans and grab some essentials like green onions, bananas, berries, prenatal vitamins, and a kombucha. Opt out of a cold brew and creamer deal (since I don’t like creamer and who wants to spend more for something). About to leave and then I remember Polar seltzer has an active rebate on the Ibotta app, so I grab some. Spend $23.55 and get a $.75 rebate for the seltzer. $23.55

9 p.m. — Make tacos and beef and broccoli with gochujang sauce for lunch and dinner this week. Also make chia pudding and meal prep an acai smoothie bowl.

9:32 p.m. — Check my brokerage, IRA, and HSA accounts. See NYT stock is finally above the $55 I paid for it two years ago. Sell two shares of NYT stock for $60.62, make a gain of $10.

10:06 p.m. — Watch an episode of And Just Like That… and then get into bed and konk out immediately.

Daily Total: $51.75

Day Four: Thursday

6:23 a.m. — Wake up and I do not want to be up. I have secret ambitions of being a morning person, but I just do not have it in me.

7:10 a.m. — Finally get out of bed and get ready for the day. Put on Farm Rio pants, a Vince tee, and Rothy’s flats.

8:29 a.m. — Arrive at work and jump on meeting and start answering Teams messages. Begin to peruse Clean Living swaps online.

11:15 a.m. — Endure a mini process audit at work. Lots of questions on our policies and practices. Oof, it’s painful. I have been here for only 10 months and am still very much learning the ropes. Before taking on this role, I worked in operations for a very, very large company in a different industry. My career was my life and I valued success above all else. I realize now, I wanted it so badly that I derailed myself at my last job. Trying to have more balance in this job and, so far, it is working as my team’s KPIs have never been higher. As my favorite deck of cards says, “You’ve come a long way baby.”

12:05 p.m. — Head out on my daily lunchtime walk. I am always trying to get at least 10,000 steps per day.

1:05 p.m. — Eat lunch at my desk with the tacos I made yesterday. One of the better lunches lately. Scroll through NY Times and  The Washington Post, and check to see how a few of my stocks are performing.

6 p.m. — A couple of my team members are working late so I decide to as well. I am big on the leading by example ethos, or at least I try to be. Finally peel out after 6 p.m.

8:30 p.m. — Start watching Hunting Wives and it’s just so-so… yet, I cannot stop watching. Finally crash while watching TV.

Daily Total: $0

Day Five: Friday

2:38 a.m. — Wake up on the couch after falling asleep.This happens to me all the time. Start a load of laundry in the dryer and get into bed. I try and run all my major appliances late at night to save on utility costs. Definitely helps keep my electricity bill down. Fall asleep around 3:30 a.m.

7 a.m. — Alarm goes off, I hit snooze.

7:55 a.m. — Wake up again and I am about to be late, but still do not get out of bed.

8:05 a.m. — Finally get out of bed. Get ready with my normal skincare and makeup routine and put on a new Faherty tee from the Nordstrom Anniversary sale and some L’Agence jeans I have had forever, along with my favorite purple and orange Adidas sneakers.

11:45 a.m. — Spend some time working on invoices and intermittently online browsing. Looking at makeup bags from Cuyana. I have two bags from them and love them. Book a free yoga class at Vuori while doing so. Love their monthly free classes. I have friends that are very judgy when I tell them about my new purchases and things I want to buy. I used to feel guilt, now I am just like, f*off, I earned this.

2 p.m. — 1-1 with my boss. I spend an hour with him on Teams. I really do like him, but too long of a 1-1, IMO.

5:26 p.m. — One of my chattiest team members wants to catch up. I really like this guy, but I just want to go home. Finally log off.

5:40 p.m. — Stop at Lidl and grab some basics. Trying to do this once a month to cut down on grocery spending. Grab blueberries, cauliflower rice, a smoothie, nuts, and dried fruit. Return some tea that has artificial flavoring and get a $2.10 gift card. $28.22

7:30 p.m. — Go out for a run but end up walking. Stop at Wegmans to get a six-pack of strawberry guava kombucha. $11.10

Daily Total: $39.32

Day Six: Saturday

7:55 a.m. — Wake up too early. Again, just why?? Scroll the internets and get out of bed to make an iced almond milk latte. Round it out with a cup of Earl Grey tea.

11:30 a.m. — Head to a Cyclebar class that I purchased for $14.62 through a group discount. $14.32

12:30 p.m. — Walk to the local farmers’ market and see that it’s closed. Head to coffee shop instead and grab a honey matcha latte. I am always debating in my head about enjoying the small things, like getting coffee, and trying to save money. I am starting to begin to look for my first house and every extra bit will help, but also do not want to punish myself either. $6.60

12:43 p.m. — Swing by Whole Foods to grab some no-sugar-added jam that I want that’s on sale. Also grab chicken breasts, zero sugar popsicles, sweet potato chips, frozen spinach bites, coconut yogurt, and almond dip. I spend $43.72 and get $7.50 back on my Ibotta app. $43.72

1:40 p.m. — Drop off overdue library books. Not buying books and opting to use the library is one of the ways I choose to cut down on expenses. I then head home to shower, change into an Outdoor Voices workout dress, eat, and get ready for boating on the Potomac!

2:50 p.m. — Head to the Metro and meet my friend on the train. We catch up the whole ride. We get off the train after 45 minutes and my sandal breaks. Luckily, my friend is a master seamstress and repairs my shoe on the spot. She is so talented.

4 p.m. — Meet another friend for paddle boating ($40 split among the three of us). $13.33

5:19 p.m. — We decide to walk to the Wharf for dinner. I voice my request for fish, we end up at a French-inspired place. We all have mocktails and salads and we all split the bill evenly. The place is just so-so, but so is much of DC food I am realizing. $39.60

8:35 p.m. — We grab gelato and I make mine an affrogato with Earl Grey gelato. It is great and worth the calories in my opinion. $9.07

Daily Total: $126.64

Day Seven: Sunday

8:55 a.m. — Wake up and debate going to free yoga class at the mall. Get out of bed and make some Earl Grey tea and then climb back in bed. Opt out of yoga class to stay at home and lounge while listening to Noah Kahan.

10:25 a.m. — Make almond flour pancakes with blueberries which are messy and only ok. Save some leftovers for breakfast during the week. Do some lite picking-up around the apartment.

11:10 a.m. — Check my weekly horoscope on Refinery29. It encourages me to be more open and vulnerable. It also urges me to learn from my past mistakes. Truth.

3:13 p.m. — Head to the mall to return some items I purchased during Nordstrom’s Anniversary sale. I got a Nordstrom Card 11 years ago and it’s one of the status symbols I am most proud of. A total of $298.81 back on my store card for the return.

5 p.m. — Head to the building pool and meet a lovely couple in the building who both work in the restaurant industry. They share tips and places that they got to frequently in the neighborhood and in DC. Making new friends as an adult has been hard and I have lived in six different cities and five states in the last 10 years. I truly value the close relationships I have made on the way and hope to make more now that I am mostly settled.

6:48 p.m. — Walk to Solidcore for a coach-in-training class. Their coach-in-training classes are discount classes for the new coaches who are about to lead their own classes. I love Pilates but cannot justify paying $30+ for a class right now. $19.57

8:48 p.m. — Back at home. Take a shower, pack lunch, and turn on Hunting Wives.

11:50 p.m. — Do nighttime skincare routine and climb into bed, Have no problem falling asleep, like always.

Daily Total: $19.57

The Breakdown

Weekly Total $$ Spent: $6387.37
Food & Drink: $303.95
Entertainment: $13.33
Home & Health: $6062.09
Clothes & Beauty $0.00
Transportation $8.00
Other $0.00

Conclusion:
“I am impressed that I did not spend on clothing and  on extras like beauty products, which I love. My key area of opportunity is to spend less on groceries, and food spend in general, to cut down on expenses. Overall, my conclusion is that I am in a season of life that is just tighter: moving to a new, more expensive metro area, taking a slight pay cut and trying to do all big life decisions (buying a home, traveling, and freezing eggs) at once. Despite this, I  know this season is temporary and that my earning potential has a highly favorable trajectory.”

Money Diaries are meant to reflect an individual’s experience and do not necessarily reflect Refinery29’s point of view. Refinery29 in no way encourages illegal activity or harmful behavior.

The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day. For more Money Diaries, click here.

We’ve updated our Money Diaries submission process: You can now submit your Money Diary via our online form or by sending us a bit of information about you and your financial situation to [email protected]. We pay $150 for each published diary. Apologies but we’re not able to reply to every email.

Prior to submitting your Money Diary, please read and consider Refinery29’s Terms of Use and Privacy Policy. Submission of your Money Diary does not guarantee publication by Refinery29. Should your Money Diary be selected for publication, Refinery29 may, in its sole discretion, elect to pay you a fee, subject to such further terms and conditions as Refinery29 may deem necessary. Money Diaries that are not published are not entitled to receive any payment. Refinery29 will not remove Money Diaries once published. By submitting your Money Diary to Refinery29, you agree to abide and be bound by the applicable Terms of Use and Privacy Policy linked above. All submissions need to be original to the author (i.e., no AI contributions).Have questions about how to submit or our publishing process? Read our Money Diaries FAQ doc here or email us here.

Like what you see? How about some more R29 goodness, right here?

A Week In The New York Tri-State Area On $192,250

A Week In New York On A $125,000 Salary

A Week In Victoria, Canada On $130,264

September 18, 2025 0 comments
0 FacebookTwitterPinterestEmail
Brian Thompson
Hollywood

The Late UnitedHealthcare CEO’s Salary – Hollywood Life

by jummy84 September 17, 2025
written by jummy84




View gallery

A Crime Scene Unit officer photographs the scene where CEO of UnitedHealthcare Brian Thompson, 50, was shot as he entered the New York Hilton early on December 4, 2024 in New York. Brian Thompson, the chief executive of one of the United States's largest health insurance companies, UnitedHealthcare, was shot and killed outside a New York Hilton hotel in an apparently targeted hit Wednesday, US media reported. (Photo by Bryan R. SMITH / AFP) (Photo by BRYAN R. SMITH/AFP via Getty Images)
MANHATTAN, NEW YORK, UNITED STATES - DECEMBER 4: Police officers take security measures as CEO of UnitedHealthcare Brian Thompson shot and killed in Midtown Manhattan, New York, United States on December 4, 2024. The CEO of UnitedHealthcare was killed in a Midtown shooting near a hotel on 54th Street between 6th and 7th Avenues. He was rushed to an area hospital and later died. (Photo by Kyle Mazza/Anadolu via Getty Images)
NEW YORK, NEW YORK - DECEMBER 04: Police gather outside of a Hilton Hotel in Midtown Manhattan where United Healthcare CEO Brian Thompson was fatally shot on December 04, 2024 in New York City. Brian Thompson was shot and killed before 7:00 AM this morning outside the Hilton Hotel, just before he was set to attend the company's annual investors' meeting. (Photo by Spencer Platt/Getty Images)
Image Credit: UnitedHealthGroup

Brian Thompson was known as the CEO of UnitedHealthcare for three years. The late executive reportedly made major contributions to the health insurance company over his decades-long career. In December 2024, his life was cut short in after he was fatally shot before attending his company’s investor day in Midtown Manhattan. Authorities alleged the shooter matched Luigi Mangione’s description, and Mangione was arrested days later in Altoona, Pennsylvania. He was charged with multiple state and federal counts in connection with the killing.

As of September 2025, a judge has dismissed two of the most serious charges against Mangione—first-degree murder and second-degree murder as acts of terrorism—ruling that the evidence was “legally insufficient” to support those terrorism-related allegations. He still faces a second-degree murder charge under New York state law, along with several related weapon and federal charges (including a federal murder count for which prosecutors are seeking the death penalty). Details are still unfolding as both state and federal proceedings move forward.

Amid the investigation, many have reflected on Thompson’s career at UnitedHealthcare. His rise to the executive ranks significantly increased his earnings. Learn more about his career and net worth, below.

What Did Brian Thompson Do for a Living?

Thompson worked at UnitedHealthcare for about 20 years. He previously served as the leader of UnitedHealthcare’s government programs, including medicare and retirement, according to his LinkedIn profile.

In his LinkedIn bio, Thompson indicated that he “served as chief executive officer of UnitedHealthcare’s government programs business including Medicare & Retirement, the largest business dedicated to the health and well-being needs of seniors and other Medicare beneficiaries; and Community & State, which provides health care products and services to states that care for the economically disadvantaged, the medically underserved and those without the benefit of employer-funded health care coverage.”

Previously, Thompson served as the CEO of UnitedHealthcare’s Medicare & Retirement.

“I joined UnitedHealth Group in 2004 in corporate development working on mergers and acquisitions, and since then, have held numerous leadership positions including chief financial officer for UnitedHealthcare Employer & Individual, Community & State and Medicare & Retirement,” Thompson indicated on his LinkedIn page. “Prior to joining UnitedHealth Group, I was a practicing CPA at PricewaterhouseCoopers LLP, serving as a manager in the Transaction Advisory Services group of the Audit practice. I am a graduate of the University of Iowa.”

Before he started working with the health insurance giant, Thompson was a CPA at PricewaterhouseCoopers LLP.

Brian Thompson’s Salary at UnitedHealthcare

Thompson’s salary at United Healthcare was reportedly $10 million per year, according to Daily Mail. However, according to several outlets, he exercised more than $20 million worth of stock units in early 2024.

Brian Thompson’s Net Worth

Thompson had a net worth close to $43 million, according to WallMine, per Daily Beast.

September 17, 2025 0 comments
0 FacebookTwitterPinterestEmail
How Much Does a NBA Agent Make in 2025? Complete Guide to Salary, Commission, and Career
Hollywood

How Much Does a NBA Agent Make in 2025? Complete Guide to Salary, Commission, and Career

by jummy84 September 13, 2025
written by jummy84

An NBA agent usually earns 4% of a player’s NBA contract and 10–20% from endorsements. That means a rookie agent might make around $30,000–$50,000 from a first contract, while mid-level agents often earn six figures. The real money comes at the top super-agents like Rich Paul can make $50M+ per year by managing stars and handling major endorsement deals. On average, sports agents across all sports earn about $61,000 yearly, but NBA agents typically earn far more because of the league’s massive contracts and global marketing power.

When an NBA superstar signs a deal worth hundreds of millions, people often wonder who made it happen. The spotlight shines on the player, but behind the scenes, an agent is the one negotiating every detail.

Take LeBron James for example. When he signed his $154 million contract, his agent earned millions just from that single deal. It sounds like a dream job, but the truth is not every agent lives at that level.

Many fans search for answers because the money in basketball is huge and mysterious. How much does an NBA agent really make? What does the job involve? And how do you even become one?

This guide walks you through everything. You will learn how agents earn their money, the commission rules, what their daily work looks like, and even who the richest agents in the game are. By the end, you will have a complete picture without needing to look anywhere else.

NBA Player Agent Salary Breakdown

So how much do NBA agents really earn from their players? The answer depends on the size of the contract, the level of the player, and the endorsements that come with it. Let’s break it down step by step.

Commission from NBA Contracts

NBA agents make their money mostly from player contracts. The NBPA sets a 4% cap on commissions. That means if a player signs a $1 million contract, the agent gets $40,000. If the deal is $100 million, the agent takes home $4 million.

For rookies, the numbers are much smaller. A first contract might pay an agent around $30,000 to $50,000. Still, every career has to start somewhere, and these deals help agents build relationships with future stars.

When a player reaches veteran or superstar level, the numbers explode. A max contract can give an agent a payday in the millions just from one negotiation.

Endorsements and Marketing Deals

Endorsements are often where agents earn even more. While contracts are capped at 4%, marketing deals allow agents to take 10% to 20% commission.

Think about shoe deals with Nike, or sponsorships with brands like Gatorade. These can be worth tens of millions. For some agents, endorsements bring in more income than contracts.

For example, if a star signs a $50 million shoe deal, the agent could pocket $5 million to $10 million just from that single endorsement.

Average vs. Top Agents

Not every agent is Rich Paul or Jeff Schwartz. The average sports agent across all leagues makes around $61,000 per year. NBA agents, because of the size of contracts, usually earn much more than this.

Mid-level NBA agents often make low six figures. They represent solid players but not household names. On the other hand, super-agents who manage global stars earn tens of millions every year.

It’s a world of extremes. Some agents struggle to stay afloat, while a few control billion-dollar deals and live at the very top of the sports business.

Salary Comparison Table

Player LevelTypical Contract ValueAgent Fee (4%)Endorsement Cut (10–20%)Estimated Agent Income
Rookie$1–2 million$40K–$80K$10K–$50K$50K–$130K
Veteran$10–50 million$400K–$2M$200K–$2M$600K–$4M
Superstar$100–200 million$4M–$8M$5M–$20M+$10M–$30M+

This breakdown shows the huge gap between new agents working with rookies and the super-agents negotiating for NBA’s biggest stars.

NBA Agent Commission Percentage Explained

Every NBA agent earns money through commission. But the percentage is not random. It is set by the NBPA (National Basketball Players Association).

The rule is simple. An agent can only take up to 4% of a player’s NBA contract. No more. That means if a player signs a $100 million contract, the maximum agent fee is $4 million.

It sounds huge, and it is. But this cap also protects players from losing too much of their income. 

Outside of contracts, agents can earn more through endorsements. With shoe deals, commercials, and sponsorships, they can take 10% to 20% commission. This is why deals with brands like Nike or Adidas sometimes bring agents more money than the player’s actual NBA salary.

Compared to other sports, the NBA is very agent-friendly. NFL agents are limited to about 3% commission. In MLB and the NHL, there is no official cap, but contracts are smaller on average.

This makes basketball one of the most profitable sports for agents. A single superstar contract can change an agent’s career overnight.

What Do NBA Agents Do?

An NBA agent is more than just a middleman. Think of them as the player’s business manager, lawyer, and career coach all rolled into one. Their job is to protect the player’s interests and make sure every opportunity is maximized.

Here is what they actually do:

  • Negotiate contracts: Agents fight for the best salaries, bonuses, and player options. They know the rules of the league and use them to give their client the strongest deal possible. 
  • Secure endorsements: From shoe deals to commercials, agents connect players with global brands. These endorsements often make players, and their agents, more money than NBA contracts. 
  • Guide careers: Agents help players make smart choices about trades, team fit, and long-term goals. They look at the big picture, not just the next season. 
  • Manage image and PR: Many agents assist with media relations and branding. A good public image increases endorsement value and career longevity. 
  • Provide legal and financial advice: Agents connect players with lawyers, accountants, and financial planners. This ensures players protect their wealth and avoid mistakes. 
  • Recruit new talent: Agents are always looking for the next star. Building a roster of players keeps their business growing. 

Day to day, an NBA agent is on calls, in meetings, and negotiating deals. One moment they might be finalizing a shoe contract, and the next, advising a rookie on which team could be the best fit.

In short, NBA agents make sure players can focus on basketball while they handle everything else.

How to Become a NBA Agent

So, you want to become an NBA agent? Imagine sitting courtside, watching your client sign a multi-million-dollar deal that you helped negotiate. It sounds exciting, but the journey takes patience, education, and the right connections.

Here’s how the process works, step by step:

  1. Get your degree
    Most agents start with a bachelor’s degree. Common choices are law, business, or sports management. These fields teach you how contracts, negotiations, and marketing work. If you want an edge, an MBA or law degree makes you even more competitive.
  2. Apply through the NBPA
    To represent NBA players, you must be certified by the National Basketball Players Association (NBPA). This is the official union for players, and they regulate agents. Without this certification, you cannot legally represent anyone in the league.
  3. Pay the application fee
    The process isn’t free. Expect to pay around $1,500 just to apply. Once approved, you’ll also need to cover annual fees, which can be $2,500 or more depending on how many clients you represent.
  4. Pass a background check
    The NBPA wants agents with a clean record. They’ll check your financial history, legal standing, and overall credibility. Any red flags can end your chances.
  5. Take the NBPA exam
    Next comes the big test. The NBPA exam covers contract rules, salary caps, collective bargaining agreements, and ethical responsibilities. You’ll need to study hard because this exam is tough.
  6. Maintain your certification
    Passing the exam is just the beginning. Every year, you must renew your certification, pay your fees, and stay updated on rule changes. The NBA is always evolving, so you need to keep learning.

Becoming an NBA agent isn’t just about paperwork and exams. It’s about building trust, networking with players, and proving that you can handle high-stakes negotiations. The path is demanding, but for those who make it, the rewards can be life-changing.

Richest NBA Agents

Some NBA agents earn more in a year than many players make in a lifetime. They handle superstar clients and huge contracts, making them power players behind the scenes.

Rich Paul, founder of Klutch Sports, manages stars like LeBron James and Anthony Davis. He can earn over $50 million a year from contracts and endorsements.

Jeff Schwartz of Excel Sports has negotiated deals worth over $100 million for multiple players. Agents like Bill Duffy and Mark Bartelstein also represent elite talent and handle contracts totaling billions.

The gap between average agents and super-agents is huge. Most earn six-figure incomes, while the top few make tens of millions. Success requires skill, trust, and strong relationships with superstar players.

Sports Agent Income vs. Sports Agent Salary

Many people get confused between a sports agent’s income and salary. Here’s the truth: NBA agents don’t earn a fixed salary. They work on commission. That means their earnings depend entirely on the deals they negotiate.

The average “sports agent salary” in the United States is around $61,000 according to government data. But NBA agents usually make much more because basketball contracts are huge. Even a single rookie contract can bring in tens of thousands, while superstar deals generate millions.

Endorsements add another layer. Agents can earn 10–20% from shoe deals, sponsorships, and commercials. In many cases, these endorsement commissions exceed the agent’s earnings from the player’s NBA contract.

Compared to other sports, the NBA is the most lucrative league for agents. NFL agents earn less due to lower commission caps, while MLB and NHL contracts are smaller on average. This makes basketball the top choice for agents who want to maximize income.

In short, a sports agent’s income is flexible, commission-driven, and often much higher than the average salary suggests. The bigger the client, the bigger the paycheck.

Key Takeaways

  • NBA agents earn by commission, not a fixed salary. 
  • They receive 4% from player contracts and 10–20% from endorsements. 
  • Rookie contracts provide smaller fees, while superstar deals can generate millions. 
  • Average sports agent earnings are around $61,000, but NBA agents usually earn much higher. 
  • Only a few “super-agents” like Rich Paul make tens of millions annually. 
  • Becoming an NBA agent requires NBPA certification, including education, exams, and background checks. 
  • Success depends on skill, trust, networking, and managing elite players effectively.

FAQs

How much does an NBA agent make per contract?
It depends on the player’s deal. Agents earn 4% of the NBA contract. A rookie contract might bring $30,000 to $100,000, while superstar contracts can give agents millions.

What percentage do NBA agents take?
NBA agents take 4% from contracts and 10–20% from endorsement deals. Endorsements often pay more than the actual contract.

Is being an NBA agent worth it?
Yes, if you love basketball and business. The income can be huge, but it requires hard work, networking, and trust. You handle contracts, marketing, and players’ careers.

Do NBA agents get paid if a player is injured?
Generally, agents earn from signed contracts and endorsement deals. If a player is injured before signing, the agent may not earn. Once contracts are active, agents still get their commission.

Who is the richest NBA agent?
Rich Paul of Klutch Sports tops the list, earning around $55 million per year in commissions. Other top agents include Jeff Schwartz, Bill Duffy, and Mark Bartelstein, who manage billion-dollar deals.

 

September 13, 2025 0 comments
0 FacebookTwitterPinterestEmail
A Week In Santa Clara, CA On A $150,000 Salary
Fashion

A Week In Santa Clara, CA On A $150,000 Salary

by jummy84 September 13, 2025
written by jummy84

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Both my parents attended college, chose STEM majors, and graduated top of their class. It was expected that I would do the same. I majored in computer science at a well-respected university in the field. I also received a merit scholarship that covered my entire tuition for all of my years in college. I only had to cover rent and food. For my first year, my parents gave me money to cover these living expenses. During my second year, I worked a part-time job as a software engineer intern and used that income to cover living expenses. I kept this part-time through the remainder of college.

Growing up, what kind of conversations did you have about money? Did your parent(s) educate you about finances?
Growing up, my parents spoke about spending habits and the importance of saving. We lived extremely frugal lives and tried to save as much money as we could. For example, nearly all my clothes were bought second-hand, and we tuned our diet for the week based on what was on sale at the grocery store. Still, we were never worried about money. My parents made it clear that our frugal lifestyle was not because we lacked money, but rather we wanted to save for rainy days and future purchases, such as my college and their retirement. After I got my first job, my parents taught me about various investment options, such as CDs, treasury bonds, mutual funds, and day trading. Under their supervision, I placed some day trades to gain familiarity with trading and acclimate myself to the associated risk. If I lost money on some trades, they helped me understand my mistakes and gave pointers on how I could offset the loss. For instance, one of their mantras is that if a stock we buy goes into a loss, unless the company is in dire circumstances (e.g., a lawsuit), it’s usually better to hold. “A high tide in the market will lift all stocks, just wait for it and then settle the trade,” they say.

What was your first job and why did you get it?
My first job was a part-time software engineering internship I took at college. I took the job primarily so I could show something on my resume when applying for summer internships.

Did you worry about money growing up?
No, I knew my parents had a good grasp on our finances. While our lifestyle was modest, they ensured I had everything I needed. They also reassured me that we had enough for rainy days. I remember there were a couple of months where my dad was out of work, yet they never showed any signs of stress or shared any concerns about money. “This is part of life”, they said, “we have saved enough for such rainy days, so don’t worry. And remember, this time will pass, and it’ll be back to normal.”

Do you worry about money now?
Kind of. I have a solid job, decent savings, and with my frugal/minimalist lifestyle, I am not worried about money in the short term. Long-term is another story. With the rise of AI, it’s uncertain if software engineering is a good, sustainable career. If AI replaces my job or reduces my earning potential, I would definitely be in trouble, and that’s my greatest worry. Consequently, I am constantly worried about saving for the future.

At what age did you become financially responsible for yourself and do you have a financial safety net?
I am still not financially independent. I live with my parents, and while I do pay the bills, I know they will happily cover for me if needed. Thus, I don’t feel the same level of responsibility as someone living by themselves. I do have a financial safety net; I have enough savings to cover my living expenses for a few months. Plus, I know my parents will help me out if needed.

Do you or have you ever received passive or inherited income? If yes, please explain.
My parents gave me $10,000 when I started college. I used some of that to cover my living expenses the first year of college and put the rest in a savings account.

September 13, 2025 0 comments
0 FacebookTwitterPinterestEmail
Newer Posts
Older Posts

Social Connect

Facebook Twitter Instagram Pinterest Youtube Snapchat

Recent Posts

  • 2009 feels like a whole other world away

  • Watch Ariana Grande and Jimmy Fallon Perform a History of Duets

  • Spotify’s Joe Hadley Talks ARIA Awards Partnership

  • Nick Offerman Announces 2026 “Big Woodchuck” Book Tour Dates

  • Snapped: Above & Beyond (A Photo Essay)

Newsletter

Subscribe my Newsletter for new blog posts, tips & new photos. Let's stay updated!

Categories

  • Bollywood (1,929)
  • Celebrity News (2,000)
  • Events (267)
  • Fashion (1,605)
  • Hollywood (1,020)
  • Lifestyle (890)
  • Music (2,002)
  • TV & Streaming (1,857)

Recent Posts

  • Shushu/Tong Shanghai Fall 2026 Collection

  • Here’s What Model Taylor Hill Is Buying Now

  • Julietta Is Hiring An Assistant Office Coordinator In Dumbo, Brooklyn, NY (In-Office)

Editors’ Picks

  • 2009 feels like a whole other world away

  • Watch Ariana Grande and Jimmy Fallon Perform a History of Duets

  • Spotify’s Joe Hadley Talks ARIA Awards Partnership

Latest Style

  • ‘Steal This Story, Please’ Review: Amy Goodman Documentary

  • Hulu Passes on La LA Anthony, Kim Kardashian Pilot ‘Group Chat’

  • Hannah Einbinder Slams AI Creators As “Losers”

  • Facebook
  • Twitter

@2020 - celebpeek. Designed and Developed by Pro


Back To Top
celebpeek
  • Home
  • Bollywood
  • Hollywood
  • Lifestyle
  • Fashion
celebpeek
  • Music
  • Celebrity News
  • Events
  • TV & Streaming